Are you looking to improve your company’s fuel management strategy? If so, then let’s explore fleet fuel cards for businesses. These valuable tools help companies in managing fuel expenses and collecting essential data for fuel reporting.
With the right fuel card, you can control driver fueling, lower fuel costs, and simplify accounting processes, but choosing the right fuel card can be overwhelming. There are many fuel cards available in the market, and they can seem quite similar unless you look closely. To help you, we've compiled a list of top fuel cards and their key features, potential discounts and fees, and customer ratings so that you can choose the right fuel card for your business.
Table of Contents
- Fleet fuel card comparison
- What is a fleet fuel card?
- Types of fuel cards for business
- Fuel card features to consider
- Top 10 fuel cards for business
- Which fuel card is best for your business?
Fleet Fuel Card Comparison
Let’s start with a quick overview of the top fuel cards. Then we'll examine more closely their capabilities, features, fees, and discounts.
| Fuel Card | Discounts | Monthly Fee | Locations | Best For |
| Voyager | 3-8¢/gal at select locations | None | 97% of gas stations and truck stops | Small to large businesses |
| WEX | 1-3¢/gal at select locations; up to 8¢/gal for brand-specific cards | Up to $2 per card | 95% of gas stations and truck stops | Small to large businesses |
| CFN | Estimated 35¢/gal at discount locations | None | 3,000 discount locations; 65,000 gas stations and truck stops | Mixed fleets in the Western U.S. |
| Fuelman | 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card | $39-99 for the account | 60,000 gas stations and truck stops | Small to large businesses |
| Comdata | 7-25¢/gal at select truck stops | Up to $8 per card | 8,000 truck stops | OTR trucking companies |
| Coast | 4-10¢/gal at select locations | $4 per card | Anywhere that accepts Visa | Small to medium businesses |
| AtoB | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | $3-6 per card | Anywhere that accepts Mastercard | Mixed fleets |
| TCS | 48¢/gal on average at select truck stops | Unknown | 12,000 truck stops | OTR trucking companies |
| Fleet One Edge | 15¢/gal on average at select truck stops | $8 per card and $7.95 for the account | 12,000 truck stops | Small OTR trucking companies |
| Pacific Pride | Varies by card issuer | Varies by card issuer | 1,400 discount locations; 65,000 gas stations and truck stops | Mixed fleets in the Pacific Northwest |
What is a Fleet Fuel Card?
A fleet fuel card (also known as a fuel card or fleet card) is a payment card that helps businesses manage fuel expenses for their company vehicles and gather valuable data for fuel reporting. These cards are typically issued to drivers or employees who operate company vehicles, and they can be used at fuel stations and maintenance locations across a wide network.
Customers with fleets of varying sizes, ranging from small businesses to large trucking operations, utilize fleet fuel cards to lower fuel expenses, prevent overspending, and streamline accounting and reporting tasks.
Types of Fleet Fuel Cards for Businesses
Before exploring specific fleet fuel card companies, understanding the general categories of fuel cards will help you identify the solution that best fits your requirements. There are three main types of fuel cards available:
- Universal Fuel Cards: These fuel cards are widely accepted at gas stations, truck stops, and even maintenance facilities. They ensure your drivers will be covered no matter where they operate. Universal fuel cards are suitable for all fleet sizes, vehicle types, industries, and geographic areas.
- Cardlock Fuel Cards: These fuel cards offer enhanced control and discounts at cardlock locations. They are ideal for companies that have local and regional routes in areas of the U.S. where cardlock fuel stations are prevalent.
- OTR Fuel Cards: These fuel cards are designed specifically for over-the-road (OTR) trucking companies. They are typically accepted exclusively at truck stops and offer more substantial discounts at these locations compared to other fuel cards. OTR cards also facilitate payments for services OTR drivers often need while on the road, such as showers, hotels, and truck repairs.
Fuel Card Features to Consider
Fuel cards come with many features which sometimes can make it difficult to compare fuel card features from different vendors. Below are the top fuel card features to consider when comparing fuel cards.
Fuel Card Acceptance and Network Size
Where does your fleet typically operate? Do drivers normally purchase fuel at gas stations, truck stops, or cardlock locations? For fleets that operate in either busy urban centers or remote areas, a universal fuel card is the optimal choice because of how widely accepted the card is, giving the driver plenty of locations to choose from.
On the other hand, over-the-road trucking companies normally need to fuel at truck stops along major highways, making an OTR fuel card an obvious choice, provided the truck stop discounts are beneficial.
Spending Controls
For fleet managers, the most important aspect of an effective fuel card is its spending controls.
The best fuel cards give you the power to:
- Restrict purchases to fuel only
- Restrict purchases to certain states
- Set dollar limits per day, week, and month
- Limit the number of transactions per day
- Set time and day restrictions based on business hours
- Receive real-time purchase notifications
- Receive alerts for types of fuel purchased
- Detect fraudulent account activity
Online Portal and Reporting
Does the fuel card portal offer comprehensive reporting and user-friendly navigation?
The best fuel card portals make it easy to:
- Order and cancel fuel cards
- Modify fuel card spending limits
- View and download fuel transactions
- Summarize usage for monthly expense reports
- Access reports for IFTA filing and other tax purposes
- Track drivers and vehicles in your fleet
Customer Support
Customer support is often underestimated when comparing fuel card companies, but having reliable customer support is important for swiftly resolving issues as they come up. No one wants a driver stuck at the pump, unable to get fuel.
The best fuel card companies provide support that includes:
- An assigned account representative
- Live customer service team (not just chat bots)
- Personalized service from reps that know your account
- After-hours support, including weekends
- Expertise to assist with operational and reporting requirements
Fraud Coverage
If fraudulent activity occurs on your account, will you be protected for those transactions?
The best fuel cards safeguard your account by:
- Providing free fraud protection if fraudulent activity occurs
- Using fraud detection software to detect suspicious activity early
- Suspending compromised cards quickly and alerting you
Software Integrations
Great fuel cards allow built-in integrations or offer an open API (application programming interface), making it easy to connect fuel card data to your accounting or fleet GPS software. Connecting your fuel card data will help you close your books faster and provide valuable insights for decision-making.
Fuel Card Fees
Carefully evaluate fuel card fees to understand the costs associated with the account, the number of cards issued to drivers, and the price per gallon at the stations you use.
For certain businesses, opting to pay higher fees might be justified if superior discounts are available at the stations you plan to use anyway. However, you should verify whether the potential fees surpass the available discounts, since this is a common tactic used by some fuel card companies to get you to sign up. It's why many businesses prefer a no-fee fuel card instead for simple and straightforward pricing.
Fuel Card Discounts and Savings
Consider a fuel card that offers discounts at your preferred locations. You can then calculate the total expected savings by multiplying the per-gallon discounts by the monthly gallons you expect to purchase at those locations. Then subtract potential account or card fees to determine your net savings.
You should also compare the discounted pricing against other local stations to gauge your actual savings. For instance, if a fuel card offers a 25¢ per gallon discount at a major truck stop brand, but a nearby independent truck stop is 30¢ cheaper, then you're actually paying 5¢ more per gallon. You might want a fuel card that instead offers access to major and independent brands alike.
10 Best Fuel Cards for Business in 2025
Here are the 10 best fleet fuel cards for for various business types. Explore the features, discounts, fees, and customer ratings for each card below:
1. Voyager
The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including major and independent brands, which makes it one of the most widely accepted fuel cards in the U.S. The Voyager fuel card is highly scalable and easy for drivers to use which is why it's an ideal card platform for fleets of various sizes and across industries.
Fuel Card Type: Universal
Key Features:
- Accepted at 97% of gas stations and truck stops
- Access to major and independent brands
- Mobile app to find the cheapest fuel prices
- Optional maintenance
- Comprehensive spending controls
- Free fraud protection
- User-friendly customer portal
- Free fuel reports available
- Open API for third-party integrations
Discounts: 3-8¢ per gallon at select locations
Monthly Fee: None
Customer Trustpilot Rating: 4.8 out of 5 stars
Best For: Small to large businesses
2. WEX
The WEX fuel card features a fuel network size similar to Voyager's with acceptance at 95% of gas stations and truck stops. WEX also manages various branded fuel cards on behalf of certain gas station merchants, and these cards usually offer discounts at those merchant locations. In addition, WEX offers freight factoring for trucking companies.
Fuel Card Type: Universal
Key Features:
- Accepted at 95% of gas stations and truck stops
- Access to major and independent brands
- Mobile app for two-factor authentication on purchases
- Comprehensive spending controls
- Limited fraud protection
- Customer portal available
- Fuel reports available
- Various software integrations
- Freight factoring available
Discounts:
- 1-3¢ per gallon at select locations
- Up to 8¢ for brand-specific cards at their own stations
Monthly Fee:
- Up to $2 per card, plus $2 to replace a card
- Setup fee of $40
- $3 per transaction at select truck stops
Customer Rating on Trustpilot: 4.4 (freight factoring) and 1.4 (fuel cards) out of 5 stars
Best For: Small to large businesses
3. CFN
The CFN fuel card provides access to both 3,000 discount cardlock locations and 65,000 retail gas stations and truck stops. Numerous businesses, particularly trucking companies and those operating large vehicles and equipment, prefer the CFN fuel card due to the greater availability of 18-wheel accessible CFN stations in the Western region compared to truck stops.
Fuel Card Type: Cardlock
Key Features:
- Accepted at 3,000 discount locations and 65,000 gas stations and truck stops
- Cost-plus pricing for customers
- Mobile app to locate sites
- Industry-best spending controls, including fuel type at cardlocks
- Free fraud protection
- User-friendly customer portal with daily prices
- Free fuel reports available
Discounts: Estimated 35¢ per gallon at CFN stations compared to average retail prices
Monthly Fee: None
Customer Rating on Trustpilot: 4.8 out of 5 stars
Best For: Mixed fleets in the Western U.S.
4. Fuelman
Fuelman is a widely recognized fuel card that is accepted at 60,000 gas stations and truck stops in the U.S. The company offers multiple account tiers for customers, each with distinct pricing and fees.
Fuel Card Type: Universal
Key Features:
- Accepted at 60,000 gas stations and truck stops
- Access to many major brands
- Comprehensive spending controls
- Fraud protection up to $25,000 (for Enterprise and Pro customers only)
- Customer portal available
- Fuel reports available
Discounts:
- Up to 8¢ per gallon for mixed fleet card
- Up to 12¢ for diesel fleet card
Monthly Fee: $39.99 to $99.99 for the account, based on customer tier, plus other account fees
Customer Rating on Trustpilot: 2.2 out of 5 stars
Best For: Small to large businesses
5. Comdata
Comdata is an OTR fuel card that is accepted at 8,000 truck stops nationwide. This card is beneficial for over-the-road trucking companies because it offers the cash price at select truck stops, and its online portal is specifically designed for the needs of OTR businesses.
Fuel Card Type: OTR
Key Features:
- Accepted at 8,000 truck stops
- Cash price and discounts
- Comprehensive spending controls
- Customer portal available
- Fuel reports for trucking fleets
Discounts:
- 25¢ per gallon at TA Petro
- 10¢ at Pilot Flying J
- 7-8¢ at Sheetz, Casey’s, Love’s, AMBEST, Speedway, and 7-Eleven
Monthly Fees:
- Up to $8 per card
- Setup fee of $50
Customer Rating on Trustpilot: 1.6 out of 5 stars
Best For: OTR trucking companies
6. Coast
Coast is a financial technology (fintech) company that offers a card accepted nationwide like a Visa credit card. The card platform and customer portal are designed to accommodate various fleet sizes and industries. However, drivers will need to utilize an app on their phones while at the pump in order to make a purchase with their card, which could be challenging for some drivers.
Fuel Card Type: Universal
Key Features:
- Accepted nationwide like a Visa card
- Mobile app for advanced fraud protection on purchases
- Custom spending controls
- Fraud protection up to $25,000
- Customer portal available
- Fuel reports available
- Various software integrations
Discounts:
- 4-10¢ per gallon at select locations
- 1% cash back on non-fuel purchases
Monthly Fees: $4 per card
Customer Rating on Trustpilot: Not available
Best For: Small to medium businesses
7. AtoB
AtoB is also a fintech company, but it offers a card that is accepted nationwide as a Mastercard instead of a Visa card. The AtoB fuel card is aimed at both business and trucking fleets, but the larger discounts are mostly at truck stops where OTR trucking companies can take advantage.
Fuel Card Type: Universal/OTR
Key Features:
- Accepted nationwide like a Mastercard
- Mobile app to find the cheapest fuel prices
- Comprehensive spending controls
- User-friendly customer portal
- Fuel reports available
- Various software integrations
Discounts:
- Estimated 45¢ per gallon at select truck stops
- Estimated 5¢ at gas stations
- Small discounts for some non-fuel purchases
Monthly Fees:
- $15 for 1-5 cards, plus $3 for each additional card
- Another $3 per card for AtoB Premium
- Setup fee of $35
Customer Rating on Trustpilot: 4.6 out of 5 stars
Best For: Mixed fleets, but larger discounts for OTR trucking companies
8. TCS
The TCS fuel card is accepted at over 12,000 truck stops across the country, with approximately 2,000 designated as "in-network" locations providing discounts. This card is designed for OTR trucking companies and piggybacks on the Comdata and EFS fuel networks.
Fuel Card Type: OTR
Key Features:
- Accepted at 12,000 truck stops
- Mobile app to locate sites
- Maintenance and tire discounts
- Comprehensive spending controls
- Customer portal available
- Fuel reports for trucking fleets
- Freight factoring available
Discounts:
- Estimated 48¢ per gallon at in-network locations
- Tire and service discounts at TA Truck Service Centers
Monthly Fees: Unknown but transaction fees for out-of-network purchases
Customer Rating on Trustpilot: Not available
Best For: OTR trucking companies
9. Fleet One Edge
Fleet One Edge is an OTR fleet card that is managed by WEX. The card is intended for over-the-road trucking companies with 1-50 vehicles, and discounts are available at about 2,200 locations.
Fuel Card Type: OTR
Key Features:
- Accepted at 12,000 truck stops
- Spending controls available
- Customer portal available
- Fuel reports available
- Freight factoring available
Discounts:
- Estimated 15¢ per gallon at discount locations
- Discounts for select tire brands
Monthly Fees:
- $8 per card and $7.95 for the account
- Setup fee of $75
- $2 per transaction for out-of-network purchases
Customer Rating on Trustpilot: 4.4 (freight factoring) and 1.4 (fuel cards) out of 5 stars
Best For: Small OTR trucking companies
10. Pacific Pride
Similar to the CFN fuel card, the Pacific Pride fuel card offers access to discount cardlock locations and 65,000 retail gas stations and truck stops. The difference is that there are about half the number of discount locations, 1,400 compared to 3,000, and most Pacific Pride locations are in the Pacific Northwest. It's a decent option for companies that operate primarily in that region.
Fuel Card Type: Cardlock
Key Features:
- Accepted at 1,400 discount locations and 65,000 gas stations and truck stops
- Cost-plus pricing for customers
- Mobile app to locate sites
- Robust spending controls, including fuel type at cardlocks
- Fraud protection available
- Customer portal available
- Fuel reports available
Discounts: Varies by card issuer
Monthly Fees: Varies by card issuer
Customer Rating on Trustpilot: Not available
Best For: Mixed fleets in the Pacific Northwest
Which Fuel Card is Best for Your Business?
There you have it, the best fuel cards for business in 2025. These fuel cards are all excellent options to help you control your fuel purchases while keeping your fleet running. Choosing the best fuel card comes down to your fleet’s specific needs.
If you are looking for a fuel card with no hidden fees, highly-rated customer support, and discounts, then consider P-Fleet's Voyager or CFN fuel cards for your business.
