Managing fuel expenses and driver purchases while keeping your trucks on the road makes it essential for trucking companies to choose the right fuel card. Whether you run local routes or a nationwide operation, a fleet fuel card can help lower fuel expenses, tighten control over purchases, and make fuel reporting a whole lot easier.
This guide explores the top fuel cards for trucking companies of all sizes. We’ll compare key features like fuel discounts, accepted locations, spending controls, and customer portal usability so you can find the card that best fits your routes and operations. You’ll also learn what to look for in a provider, how to evaluate fees, and how fuel card data can simplify reporting to reduce manual accounting work.
Table of Contents
- What is a fuel card for trucking companies?
- Trucking company fuel card comparison
- Best fuel cards for trucking companies
- Benefits of fuel cards for trucking companies
- 5 important features for a trucking company fuel card
- How to choose a fuel card for trucking companies
- Which fuel card is best for your trucking company?
What is a Fuel Card for Trucking Companies?
A fleet fuel card, commonly referred to as a fuel card, is a specialized payment tool designed to help trucking companies control and monitor fuel expenses across their fleet. It provides detailed reporting on fuel usage and integrates seamlessly with accounting and GPS systems to simplify expense tracking.
Whether you're running a small trucking company or managing a nationwide trucking operation, fuel cards for trucking companies offer significant advantages. They help reduce fuel costs, prevent unauthorized spending, and simplify reporting, while offering access to a broad network of fuel and maintenance locations catering to commercial trucks.
Trucking Company Fuel Card Comparison
| Fuel Card | Discounts | Monthly Fee | Locations | Best For |
| CFN | Estimated 35¢/gal at discount locations | None | 3,000 discount locations; 65,000 gas stations and truck stops | Local and regional trucking companies in the Western U.S. |
| Mudflap | Estimated 57¢/gal at in network locations, 2¢/gal everywhere else | None | 2,800 discount locations, 70,000+ other locations | Small to medium trucking companies |
| AtoB | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | $3-6 per card | Anywhere that accepts Mastercard | Small to medium trucking companies |
| Comdata | Cash price and 7-25¢/gal at select truck stops | Up to $8 per card | 8,000 truck stops | Medium to large trucking companies |
| TCS | 48¢/gal on average at select truck stop | Unknown | 12,000 truck stops | OTR trucking companies |
| Fleet One Edge | 15¢/gal on average at select truck stops | $8 per card and $7.95 for the account | 12,000 truck stops | Small OTR trucking companies |
| Voyager | 3-8¢/gal at select locations | None | 97% of gas stations and truck stops | Trucking companies that need broader station acceptance |
Best Fuel Cards for Trucking Companies
Here are the 7 best fleet fuel cards for trucking companies in 2025. Explore the features, discounts, fees, and customer ratings for each card below:
1. CFN
The CFN fuel card gives fleets access to 3,000 discount cardlock locations and over 65,000 retail gas stations and truck stops. It's especially popular with trucking companies and businesses operating large vehicles or equipment on the West Coast because there are more 18-wheel accessible CFN stations than truck stops in the West.
Key Features:
- Accepted at 3,000 18-wheel accessible discount locations and 65,000 truck stops and gas stations
- Mobile app to locate sites
- Industry-best spending controls, including fuel type at cardlocks
- Free fraud protection
- User-friendly customer portal with daily prices
- Free fuel reports available
Discounts: Estimated 35¢ per gallon at CFN stations compared to average retail prices
Monthly Fee: None
Customer Rating on Trustpilot: 4.8 out of 5 stars
Best For: Local and regional trucking fleets in the Western U.S.
2. Mudflap
The Mudflap Fuel Card is a Visa fleet card built for owner operators and small to mid-sized trucking fleets. With no monthly fees and deep discounts at 2,800 in-network locations, Mudflap is a low cost option focused on delivering fleets real savings at truck stops. Mudflap is also accepted at 70,000+ gas stations and truck stops via the Visa Fleet network for added convenience.
Key Features:
- Accepted at 2,800 in-network truck stops and 70,000+ additional gas stations and truck stops
- Major nationwide discounts, no volume commitments or minimums required
- Mobile app to find the cheapest fuel prices
- Real-time fraud protection that helps prevent driver misuse and card skimming
- Spend controls, centralized reporting, receipt tracking, and driver and card management
Discounts:
- Estimated 57¢ per gallon average discount at 2,800 in-network locations
- 2¢ per gallon rebate at 70,000+ other locations
Customer Rating on Trustpilot: 4.5 out of 5 Stars
Monthly Fee: None
Best For: Small to medium trucking companies and owner operators
3. AtoB
AtoB is a fintech company offering a MasterCard fuel card that is accepted nationwide. Designed for both business and trucking fleets, the AtoB card provides broad usability, though its deepest discounts are typically found at truck stops making it especially valuable for over-the-road (OTR) trucking operations.
Key Features:
- Accepted nationwide like a Mastercard
- Mobile app to find the cheapest fuel prices
- Comprehensive spending controls
- User-friendly customer portal
- Fuel reports available
- Various software integrations
Discounts:
- Estimated 45¢ per gallon at select truck stops
- Estimated 5¢ per gallon at gas stations
- Small discounts for some non-fuel purchases
Monthly Fees:
- $15 for 1-5 cards, plus $3 for each additional card
- Another $3 per card for AtoB Premium
- Setup fee of $35
Customer Rating on Trustpilot: 4.6 out of 5 stars
Best For: Small to medium trucking companies
4. Comdata
Comdata is an OTR fuel card accepted at 8,000 truck stops across the country. It's a strong fit for trucking companies because it offers the cash price at select truck stops, and its online portal is specifically designed for the needs of OTR businesses.
Key Features:
- Accepted at 8,000 truck stops
- Cash price and discounts
- Comprehensive spending controls
- Customer portal available
- Fuel reports for trucking fleets
Discounts:
- 25¢ per gallon at TA Petro
- 10¢ at Pilot Flying J
- 7-8¢ at Sheetz, Casey’s, Love’s, AMBEST, Speedway, and 7-Eleven
Monthly Fees:
- Up to $8 per card
- Setup fee of $50
Customer Rating on Trustpilot: 1.6 out of 5 stars
Best For: Medium to large trucking companies
5. TCS
The TCS fuel card is accepted at more than 12,000 truck stops nationwide, including around 2,000 in-network locations that offer exclusive discounts. This card is built for OTR trucking companies and operates on the Comdata and EFS fuel networks.
Key Features:
- Accepted at 12,000 truck stops
- Mobile app to locate sites
- Maintenance and tire discounts
- Comprehensive spending controls
- Customer portal available
- Fuel reports for trucking fleets
- Freight factoring available
Discounts:
- Estimated 48¢ per gallon at in-network locations
- Tire and service discounts at TA Truck Service Centers
Monthly Fees: Unknown, but transaction fees for out-of-network purchases
Customer Rating on Trustpilot: Not available
Best For: OTR trucking companies
6. Fleet One Edge
Fleet One Edge is an OTR fleet card that is managed by WEX. The card is intended for over-the-road trucking companies with 1-50 vehicles, and discounts are available at about 2,200 locations.
Key Features:
- Accepted at 12,000 truck stops
- Spending controls available
- Customer portal available
- Fuel reports available
- Freight factoring available
Discounts:
- Estimated 15¢ per gallon at discount locations
- Discounts for select tire brands
Monthly Fees:
- $8 per card and $7.95 for the account
- Setup fee of $75
- $2 per transaction for out-of-network purchases
Customer Rating on Trustpilot: 4.4 (freight factoring) and 1.4 (fuel cards) out of 5 stars
Best For: Small OTR trucking companies
7. Voyager
The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including both major chains and independent locations, making it one of the most widely accepted cards in the U.S. Its scalability and user-friendly design make it a strong choice for fleets of all sizes and industries.
Key Features:
- Accepted at 97% of gas stations and truck stops
- Access to major and independent brands
- Mobile app to find the cheapest fuel prices
- Optional maintenance
- Comprehensive spending controls
- Free fraud protection
- User-friendly customer portal
- Free fuel reports available
- Open API for third-party integrations
Discounts: 3-8¢ per gallon at select locations
Monthly Fee: None
Customer Trustpilot Rating: 4.8 out of 5 stars
Best For: Trucking companies that need broader station acceptance.
Benefits of Fuel Cards For Trucking Companies
Save Money on Fuel
Fuel cards provide discounts on fuel that you wouldn't otherwise receive with other payment types. Even the smallest fuel card discounts can save trucking companies thousands of dollars over the course of a year.
Collect Valuable Fleet Fuel Data
Fleet fuel cards collect driver, vehicle, and odometer with every fuel purchase. This data is what makes it possible to create IFTA reports, vehicle usage reports, and driver usage reports. You can also collect other data such as job number and department number to allocate fuel cost by job or business department.
Control Your Trucking Company's Fuel Purchases
Fuel cards help you manage fuel cost by reducing unauthorized fuel purchases with spending controls. You can set controls by driver or vehicle such as number of transactions per day, dollars per transaction, authorized fueling times and days, and permitted locations.
Simplify Fuel Expense Accounting
Without fuel cards, you have to collect fuel receipts to build fuel expense reports, IFTA reports, and other fuel tax reports. Fuel cards automate this process by organizing the transaction and fleet data into user friendly reports that can be downloaded into CSV and uploaded into your accounting software. Now you get all the data to build your fuel accounting reports with just a few clicks.
Eliminate Fuel Reimbursement Programs
Reimbursing truck drivers and owner operators for fuel purchases requires a lot of manual accounting work. Fuel cards completely eliminate this work which saves your accounting teams hours of labor each month.
5 Important Features for a Trucking Company Fuel Card
1. Spend Controls
Spend controls are key to managing fuel costs. Look for fuel cards that restrict purchases to fuel only and allow you to set limits by dollar amount, transaction frequency, time of day, and day of week. Setting the proper fuel card controls will greatly reduce driver fuel theft and card misuse.
2. Level 3 Data Collection
Make sure the fuel card you choose captures level 3 data. If it does, you'll be able to collect vehicle, driver, odometer, gallons, product, date, time, amount, and location with every fuel purchase. This data is crucial to build fuel expense reports, IFTA reports, and vehicle and driver usage reports. MPG is also calculated from odometer readings to monitor fuel efficiency and flag potential card misuse.
3. Fraud Protection
Trucking fleet fuel cards have different methods of combating fraudulent transactions. Some fuel cards utilize two factor authentication via mobile apps while others put an EMV chip in every card. Make sure the fleet card you choose not only protects your account against fraud, but also provides fraud coverage to reimburse you in the rare event that fraud occurs on your account.
4. Integrations
Some trucking companies like to connect their fuel card data with their accounting and telematics software. When integrating with your accounting software, you can close your books faster by automatically importing your fuel transactions daily. When combining your fuel card data with your telematics software, you can get deeper insights into fuel cost, mpg, and maintenance operations.
5. Easy-To-Use Online Account Management
The ideal fuel card portal shouldn’t feel outdated, cluttered, or bogged down with unnecessary features. Instead, it should make it easy to order or cancel cards, set driver limits, and access transactions, reports, and invoices with just a few clicks.
How to Choose a Fuel Card for Trucking Companies
Step 1: Identify the Stations Your Trucks Fuel at Most Often
Analyze your fuel receipts to see which brand(s) of stations your fleet purchases the most fuel from. Then see which fuel cards are going to give you the best discounts at those locations.
Step 2: Total Up the Fees
Review the fee schedules for your top fleet fuel card choices to see how much each fuel card program will cost on a monthly basis. Fuel card fees are usually listed on a fuel card company's application or their website.
Step 3: Evaluate Customer Ratings
Reading customer ratings on third party review sites will give you an idea of what working with a fuel card company is really like. It shows the level of customer support you will receive, the common issues customers experience, and what customers like about the fuel card.
Step 4: Get a Demo of a Fleet Fuel Card's Customer Portal
A fleet card portal is where you are going to spend time managing fuel cards, reviewing transactions, and downloading reports. Make sure you schedule a demo with a sales rep or take a self guided tour to see what the fuel card's portal is really like before you sign up.
Step 5: Review Fraud Coverage
This step is often overlooked as most people don't think of fuel card fraud until it's too late. Review each fuel card's fraud coverage terms and conditions to see if you're covered for fraudulent transactions if they happen on your account.
Which Fuel Card is Best for Your Trucking Company?
That wraps up the list of the best fuel cards for trucking companies in 2025. Each of these options is designed to help you manage fuel expenses more efficiently and save you money at the pump. Ultimately, the right choice depends on your fleet’s specific priorities and fueling habits.
If you're looking for a fuel card with transparent pricing, exceptional customer service, and access to competitive discounts, P-Fleet’s Voyager and CFN fuel cards are excellent options to consider for your trucking company.
