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EFS (T-Chek) Fuel Card Review: Is it the Right Fuel Card for Your Business?
The EFS (T-Chek) fuel card is a long-standing option in the trucking industry, designed for fleets that need broad truck stop acceptance, spending...
4 min read
Broderic Fernow
:
February 9, 2026
Fleet One is a fuel card built specifically for trucking fleets that fuel at truck stops and want discounted diesel pricing, spend controls, and fuel reporting. With acceptance at nearly every truck stop in the U.S., cash-price fueling, and discounts at thousands of locations, it’s a solid option for small to mid-sized over-the-road trucking fleets that want lower pump prices and extra tools like driver settlements and cash access.
In this Fleet One fuel card review, we’ll walk through how the card works, where it’s accepted, how the discounts and fees break down, and what kind of controls and reporting you get. We’ll also cover the pros and cons and provide you with some other trucking fuel card alternatives, so you can decide if it’s the right fit for your fleet.
| Fleet One Fuel Card | |
| Accepting Locations | 12,000 truck stops |
| Discounts | 15¢/gal average at 2,200 discount locations |
| Monthly card fee | $8 per card |
| Late fee | 6.99% |
| Reviews | Trustpilot: 4.3/5 (WEX Capital), 1.3/5 (WEX) |
| Fraud protection | Dynamic prompt, real time fraud monitoring and alerts |
| Controls | Purchase limits, dynamic prompt, authorized fueling locations |
| Reporting | Transaction reports, fuel audit reports, IFTA reports |
The Fleet One fuel card now marketed as the Fleet One Edge fuel card is an over-the-road (OTR) fuel card built for trucking fleets that want strong diesel discounts and tighter control over driver fueling. It’s issued through WEX and is designed for regional and OTR operations that fuel primarily at truck stops.
One of the biggest advantages of Fleet One is that it charges the cash price at truck stops instead of the higher credit price, which typically saves fleets 10-20¢ per gallon. On top of that, Fleet One offers additional per gallon discounts at more than 2,200 locations in the WEX EDGE discount network. Fleet managers can set purchase limits, restrict fueling to approved locations, and monitor transactions in real time through the WEXControl app and online portal.
If you’re familiar with WEX’s other OTR fuel card, EFS, the two programs share many of the same controls and reporting features. The main difference is the target fleet size: WEX typically recommends Fleet One for fleets under 50 trucks, and EFS for fleets with more than 50 trucks.
Where Is the Fleet One Fuel Card Accepted?
The Fleet One fuel card is accepted at 12,000 truck stops nationwide, which covers almost every truck stop in the U.S. Around 2,200 of those locations offer discounts, and another 1,300 are in-network, meaning you won’t get charged transaction fees at those sites. Drivers can find accepting locations in the WEXControl app.The Fleet One fuel card charges the cash price at truck stops, which is usually 10-20¢ per gallon cheaper than the credit price. It also provides fuel discounts at more than 2,200 locations in the WEX truck stop discount network, known as the EDGE Network, with average savings of 15¢ per gallon.
On top of fuel savings, Fleet One includes discounts on major tire brands ($100+ off per tire) plus additional savings on things like wireless plans, equipment, maintenance and parts, hotels, and more.
Here are the major brands that are part of the Fleet One discount Edge Network. Keep in mind there are more brands that are part of the Edge Network that aren't listed on Fleet One's website.
| Brand |
| Pilot Flying J |
| TA |
| TA Express |
| Petro Stopping Centers |
| AMBEST |
| Circle K |
| Quick Fuel |
| Petroleum Wholesale |
| + More brands |
| Fee | Amount |
| Monthly card fee | $8 per card |
| Late fee | 6.99% |
| Out-of-network transaction fee | $2 per transaction |
| Account setup fee | $75 |
| Monthly account maintenance fee | $7.95 |
Since Fleet One and EFS are both now owned by WEX, they share many of the same controls and reporting features.
If you want to compare the Fleet One fuel card to other options, take a look at the best fuel cards for trucking fleets.
One strong alternative is the Voyager fuel card, which offers:
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