![5 Best Gas Only Credit Cards for Business [2026]](https://www.pfleet.com/hubfs/Gas%20Only%20Credit%20Cards%20For%20Business.jpg)
Fuel expenses can get complicated quickly when you’re running a fleet. Drivers stop at different stations, paper receipts disappear, and a generic “gas station” line item on a credit card statement doesn’t guarantee the purchase was actually fuel. A gas only credit card solves that by restricting transactions to fuel, adding spend controls, and giving you clear reporting on who fueled, what they bought, where, and when.
In this guide, we break down the best gas only credit cards for business in 2026, how they compare on discounts, fees, and acceptance, and what to look for so you pick the right option for your fleet. Whether you’re running a handful of vehicles or a growing fleet across multiple regions, you’ll walk away with insight on how to choose the best card for your fleet.
| Gas Only Credit Card | Discounts | Monthly Fee | Late Fee | Accepting Locations | Trustpilot Rating |
| Voyager | 3-8¢/gal at select locations | None | None | 97% of gas stations and truck stops | 4.8 |
| WEX | 3-15¢/gal at WEX nationwide savings network locations. 1-3¢/gal at other participating locations. Up to 8¢ with branded cards. | Up to $4 per card | 11.99% | 95% of gas stations and truck stops | 4.3 (WEX Capital) 1.4 (WEX) |
| RoadFlex | 2¢/gal at all locations; up to 25¢/gal at select participating locations | $3 per card, additional fee for premium features | 3% | Anywhere that accepts Visa | N/A |
| Coast | 4-9¢/gal at select locations | $4 per card | 2.5% | Anywhere that accepts Visa | N/A |
| Fuelman Mastercard | 3¢ per gallon | $59 for the account | 17.99% | Anywhere that accepts Mastercard | 2.4 |
A gas only credit card is also known as a universal fuel card, that is locked down for fuel purchases, so your drivers can fill up without you worrying if they're purchasing other items on your dime. You can set spend limits, transaction limits, and require drivers to enter a PIN, vehicle and odometer info at the pump.
Reporting is also much more advanced with gas only credit cards. Instead of guessing what happened from a generic gas transaction on a credit card statement, you'll get detailed fuel transaction data including who fueled, where they fueled, which vehicle they filled up, how many gallons, and the type of fuel so it’s easier to track costs and catch weird spending without chasing down fuel receipts.
The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including both major brands and independent stations. Because it works almost anywhere and scales as your fleet grows, it’s a strong option for businesses of any size in just about any industry.
Key Features:
Discounts: 3-8¢ per gallon at select locations
Monthly Fee: None
Late Fee: None
Customer Trustpilot Rating: 4.7 out of 5 stars
The WEX fuel card is accepted at about 95% of gas stations and truck stops nationwide, so its network is nearly as big as Voyager’s. WEX also has branded fuel cards for certain gas station chains, which can unlock rebates when your drivers fuel at those specific locations.
Key Features:
Discounts:
Monthly Fee: Up to $4 per card
Late Fee: 11.99%
Customer Rating on Trustpilot: 3.9 (WEX Capital) and 1.2 (WEX) out of 5 stars
RoadFlex is a fintech company that offers a fleet card designed for broad acceptance and flexible fleet management. Unlike traditional fuel cards, RoadFlex functions more like a business charge card, accepted anywhere Visa is accepted, giving businesses greater purchasing flexibility. RoadFlex is geared toward small to mid-sized businesses looking for an all-in-one solution for managing fuel and vehicle-related expenses.
Key Features:
Discounts:
Monthly Fees:
Late Fee: 3%
Customer Rating on Trustpilot: Not available
Coast is a fintech company that offers a fleet fuel card with nationwide acceptance anywhere Visa is accepted. The platform and portal are built to work for fleets of all sizes across different industries. The main catch is that drivers have to use the Coast mobile app at the pump to authorize purchases, which can be a hurdle for teams that prefer a more traditional “swipe and go” process.
Key Features:
Discounts:
Monthly Fees: $4 per card
Late Fee: 2.5%
Customer Rating on Trustpilot: Not available
Fuelman is a well-known fuel card provider, and the Fuelman Mastercard is their universal option that works anywhere Mastercard is accepted.
Key Features:
Discounts: Up to 3¢ per gallon
Monthly Fee: $59 for the account
Late Fee: 17.99%
Customer Rating on Trustpilot: 2.6 out of 5 stars
Here’s a quick breakdown of how gas only credit cards differ from regular credit cards. For the full comparison, check out our Fuel Card vs. Credit Card article.
| Gas Only Credit Card | Regular Credit Card | |
| Product category | Business payment solutions tool | Money Lending tool |
| Accepting locations | Fuel and maintenance locations | Everywhere |
| Allowed purchases | Fuel only, or fuel and maintenance | Anything |
| Discounts | Per gallon discounts, rebates, and cost-plus pricing options | Rewards, rebates, points |
| Data collected with each transaction | Level 3 data: Date, time, gallons, price, total, fuel type, driver name, vehicle description, vehicle number, odometer, optional job number, department number, or GL code. | Level 1 data: merchant name, date, and total. |
| Spend controls | Transaction per day limit, dollar limits, authorized fueling times and days, authorized fueling locations, and more. | None |
| Reporting | Fuel usage by driver or vehicle, IFTA, summary of transaction by division, job, GL code, fuel tax refunds, and more. | Transaction history |
| Carry a balance | No | Yes |
The biggest issue with regular credit cards is you can’t tell what was actually bought. A driver can walk inside, grab food, tell the cashier to run $50 on the credit card, and throw the rest on the pump. On your statement, it still looks like a normal gas station charge, so you don’t catch it. Gas credit cards for gas only help prevent that by restricting purchases to fuel only and giving you controls like spend limits, transaction limits, and rules by driver or vehicle.
Some gas only cards offer rebates or discounts at certain stations. The per gallon savings might not look huge, but over a year it adds up quickly.
Every time a driver fuels up, the card captures the driver ID, vehicle info, and odometer reading. That gives you a clean way to track fuel usage, see fueling patterns by driver, and spot red flags that could point to fuel theft. You can also tie purchases to a job or department so fuel costs get allocated correctly.
Instead of chasing down receipts, you get detailed transaction records you can export into your accounting system. Less manual work, fewer missing receipts, and easier month end reconciliation.
When drivers use a company gas only credit card at the pump, there’s no reimbursement process, no receipts to track down, and less admin time spent cleaning up fuel expenses.
Look at your recent receipts or transaction history and figure out which stations your drivers use the most. Then pick a credit gas card only that gives you the best coverage and pricing at those locations.
Fees vary a lot depending on the provider, so read the fee schedule closely (it’s usually on the website or the application). Watch for monthly fees, per-transaction fees, replacement card fees, and anything that feels buried. If they won’t clearly show the fees upfront, that’s usually a red flag.
Before you commit, search for gas card company reviews on third-party review sites and see what customers say about billing, customer support, declines, and day-to-day usability. The marketing always sounds good, but reviews tell you what it’s actually like.
Your portal is where you’ll manage cards, set limits, and pull reports, so it needs to be easy to use. If you can, request a demo or try a self guided interactive demo so you know what you’re getting before you sign up.
Fraud isn’t common, but when it happens, it can add up fast. Ask how they flag suspicious transactions, what protections are included, and how reimbursement works if unauthorized purchases hit your account.
With the P-Fleet Voyager fuel card you can control your fuel purchases at 97% of fuel stations nationwide. You can lock cards down to fuel only, set limits by driver or vehicle, and track every purchase with clear reporting that shows who fueled, where, when, how many gallons, and what it cost. No guessing based on a generic “gas station” charge, and no chasing receipts at the end of the month.
You can easily manage your fuel cards, check transactions, and download reports in our easy-to-use fuel card portal. Whether you’re running a small fleet or managing a larger operation, Voyager scales with you and makes it easier to keep fuel costs under control. If you want to get started with the P-Fleet Voyager card, you can complete our online application in just a few minutes.
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