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Gas Station Branded Fuel Card Comparison: Shell, Circle K, bp, Arco, Chevron, Exxon Mobil and More

Dec 8, 2025 9:34:13 AM

Gas Station Branded Fuel Cards For Business

Gas station branded fuel cards can be a solid option for businesses that fuel consistently with one brand. You get a per gallon rebate, purchase controls, and fuel reporting. Just keep in mind the actual savings you get depends on fees, rebate tiers, and whether that brand is competitively priced in your market.

In this guide, we compare the top gas station branded fuel cards for business. You’ll see how branded fuel cards work, what discounts and fees to expect, and the key factors to consider when choosing a branded fuel card.

Table of Contents

Gas Station Branded Fuel Card Comparison

Fuel Card Discounts Monthly Fee Late Fee Accepting Locations Card Type
Shell Up to 5¢/gal at Shell locations None 7.49% 12,000 Shell stations, 95% of fuel stations WEX
Circle K Request a quote for rebate  $2 per card 9.99% 6,000 Circle K stations, 95% of fuel stations WEX
bp Up to 7¢/gal at bp, Amoco, Thorntons, TA, Petro and TA Express stations $4.95 per account 9.99% 8,500 bp, Amoco, Thorntons, TA, Petro and TA Express stations, 95% of fuel stations WEX
Chevron Up to 6¢/gal at Chevron and Texaco locations None 9.99% 8,000 Chevron and Texaco stations, 95% of fuel stations WEX
Arco 15¢/gal at Arco locations for first 120 days $15 per account 12.25% 1,500 Arco stations, 60,000 other stations Corpay
Exxon Mobil

Up to 6¢/gal at Exxon Mobil stations

$2 per card 9.99% 12,000 Exxon Mobil stations, 95% of fuel stations WEX
7-Eleven Up to 8¢/gal at 7-Eleven, Speedway, and Stripes stations $4 per card 9.99% 8,000 7-Eleven, Speedway and Stripes stations, 95% of fuel stations WEX
Marathon Up to 7¢/gal at Marathon stations $2 per card 9.99% 5,400 Marathon stations, 95% of fuel stations WEX
Phillips 66, Conoco, 76 Up to 7¢/gal at Phillips 66, Conoco, and 76 stations $4 per card 9.99% 7,500 Phillips 66, Conoco, and 76 stations, 95% of fuel stations WEX
Valero Up to 8¢/gal at Valero stations $2 per card 9.99% 5,200 Valero stations, 95% of fuel stations WEX
Sunoco Up to 6¢/gal at Sunoco stations $2 per card 9.99% 5,000 Sunoco stations, 95% of fuel stations WEX


What Is a Gas Station Branded Fuel Card?

A gas station branded fuel card is a fuel card marketed by a specific gas station brand (like Shell, Chevron, Exxon, BP, etc.) that provides a discount at their branded stations to reward their business fleet customers for their brand loyalty. It’s designed for businesses who frequently buy fuel from one brand and want benefits tied to that brand. 

How Do Gas Station Branded Fuel Cards for Business Work?

Gas station brands partner with fuel card companies like WEX or Corpay to distribute their branded cards using the fuel card company’s network and software. So if you sign up for a Shell fuel card, you’re really getting a Shell-branded card issued by WEX. You use WEX’s portal, and you get access to the WEX network. Each brand sets its own discounts and fees, but the station acceptance and the software experience are controlled by the fuel card issuer. Most of these gas station brands offer two different fuel card options to choose from. 

Two Different Types of Station Branded Fuel Cards

  1. Branded locations only fuel card: A fuel card that only works at that gas station's branded locations.
  2. Branded locations plus other fuel stations fuel card: A fuel card that provides discounts at its branded locations with the added convenience of being able to access other fuel stations when there isn't a branded location nearby.

Top Gas Station Branded Fuel Cards for Business

1. Shell Fuel Card

The Shell fuel card works on the WEX fuel card platform and provides discounts at 12,000 Shell locations located across the U.S.

Number of Shell Locations: 12,000

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: None

Late Payment Fee: 7.49%

Discounts: Up to 5¢ per gallon rebate based on gallons purchased at Shell stations per billing cycle.

Shell Fuel Card Rebate Tiers

Gallons Purchased at Shell (Per Billing Cycle) Rebate Per Gallon
1-1,000
1,001-4,000
4,001-7,000
7,001-10,000
10,001-25,000

 

2. Circle K Fuel Card

The Circle K fuel card is a WEX fuel card that offers discounts at around 6,000 Circle K locations across the U.S. They don’t display their rebate tiers publicly, but you can request a quote on their website by entering your fleet details to get pricing and discount info.

Number of Circle K Locations: 6,000

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $2 per card

Late Payment Fee: 9.99%

Discounts: Introductory offer of up to 10¢/gal. Request a quote on their website to get rebate details.

3. bp Fuel Card

bp has a WEX fuel card marketed as the earnify fleet fuel card that offers discounts at all bp owned locations which include bp, Amoco, Thorntons, TravelCenters of America, Petro Stopping Centers, and TA Express locations. 

Number of bp Locations: 8,500

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $4.95 per account

Late Payment Fee: 7.49%

Discounts: Up to 7¢ per gallon based on gallons purchased at bp, Amoco, Thorntons, TravelCenters of America, Petro Stopping Centers, and TA Express stations. Rebate tiers not available.

4. Chevron Fuel Card

The Chevron business fuel card is a WEX fuel card that offers discounts at 8,000 Chevron and Texaco locations nationwide.

Number of Chevron and Texaco Locations: 8,000

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: None

Late Payment Fee: 9.99%

Discounts: Up to 6¢ per gallon based on gallons purchased at Chevron and Texaco stations per billing cycle.

Chevron Fuel Card Rebate Tiers

Gallons at Chevron/Texaco (Per Billing Cycle) Rebate Per Gallon
1-1,999
2,000-3,999
4,000-5,999
6,000-7,999
8,000-9,999
10,000+

 

5. ARCO Fleet Fuel Card

The ARCO fleet fuel card is a Corpay fuel card that offers an introductory discount, but it’s one of the only branded cards that doesn’t offer an ongoing rebate at ARCO locations. It's likely because ARCO usually has the cheapest fuel prices in most markets. The upside is you still get the fleet controls and reporting you want, while letting your drivers take advantage of ARCO’s lower pump prices.

Number of Arco Locations: 1,500

Other Accepting Locations: 60,000 fuel stations nationwide

Monthly Fees: $15 per account

Late Payment Fee: 12.25%

Discounts: 15¢/gal at Arco locations for first 120 days after account setup.

6. Exxon Mobil Fuel Card

The Exxon Mobil WEX fuel card offers discounts at 12,000 Exxon Mobil locations nationwide.

Number of Exxon Mobil locations: 12,000

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $2 per card

Late Payment Fee: 9.99%

Discounts: Up to 6¢ per gallon based on gallons purchased at Exxon Mobil stations per month.

Exxon Mobil Fuel Card Rebate Tiers

Gallons Purchased at Exxon Mobil (Per Month) Rebate Per Gallon
1-500 
500-3,999
4,000-6,999
7,000-9,999
10,000+

 

7. 7-Eleven Fuel Card

The 7-Eleven business fuel card is a WEX fuel card that offers discounts at 7-Eleven, Speedway, and Stripes locations.

Number of 7-Eleven, Speedway, and Stripes locations: 8,000

Monthly Fees: $4 per card

Late Payment Fee: 9.99%

Other Accepting Locations: 95% of fuel stations nationwide

Discounts: Up to 8¢ per gallon based on gallons purchased at 7-Eleven, Speedway, and Stripes stations. Rebate tiers not  available.

8. Marathon Fuel Card

The Marathon fuel card is a WEX card that offers discounts at about 5,400 Marathon locations, most of which are located east of the Rockies.

Number of Marathon locations: 5,400

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $2 per card

Late Payment Fee: 9.99%

Discounts: 15¢ per gallon promotional rebate for the first 4 months after opening an account. After the first 4 months, the standard rebate starts at up to 7¢ per gallon based on gallons purchased at Marathon stations per month.

Marathon Fuel Card Rebate Tiers

Gallons Purchased At Marathon (Per Month) Rebate Per Gallon
0-499
500-2,999
3,000-6,999
7,000-9,999
10,000+

 

9. Phillips 66, Conoco, 76 Fuel Card

The Phillips 66 business fuel card offers discounts at Phillips 66, Conoco, and 76 locations.

Number of Phillips 66, Conoco, and 76 locations: 7,500

Monthly Fees: $4 per card

Late Payment Fee: 9.99%

Other Accepting Locations: 95% of fuel stations nationwide

Discounts: 10¢ per gallon promotional rebate for the first 6 months after opening an account. After the first 6 months, the standard rebate starts at up to 7¢ per gallon based on gallons purchased at Phillips 66, Conoco, and 76 stations per month.

Phillips 66 Fuel Card Rebate Tiers

Gallons Purchased At Phillips 66 (Per Month) Rebate Per Gallon
500-2,499
2,500-4,999
5,000-6,999
7,000-9,999
10,000+

 

10. Valero Fuel Card

The Valero fuel card offers discounts at all Valero, Diamond Shamrock, Beacon, and Shamrock locations. Most Valero locations are in Texas, California, and the East Coast.

Number of Valero, Diamond Shamrock, Beacon and Shamrock locations: 5,200

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $2 per card

Late Payment Fee: 9.99%

Discounts: 15¢ per gallon promotional rebate for the first 3 months after opening an account. After the first 3 months, the standard rebate starts at up to 8¢ per gallon based on gallons purchased at Valero, Diamond Shamrock, Beacon and, Shamrock stations per month.

Valero Fuel Card Rebate Tiers

Gallons Purchased At Valero (Per Month) Rebate Per Gallon
0-499
500-2,999
3,000-4,999
5,000-6,999
7,000-9,999
10,000+

 

11. Sunoco Fuel Card

The Sunoco business fuel card is a WEX card that offer discounts at all Sunoco locations, most of which are located in the Eastern U.S.

Number of Sunoco Locations: 5,000

Other Accepting Locations: 95% of fuel stations nationwide

Monthly Fees: $2 per card

Late Payment Fee: 9.99%

Discounts: 15¢ per gallon promotional rebate for the first 6 months after opening an account. After the first 6 months, the standard rebate starts at up to 6¢ per gallon based on gallons purchased at Sunoco stations per month.

Sunoco Fuel Card Rebate Tiers

Gallons Purchased At Sunoco (Per Month) Rebate Per Gallon
0-499
500-3,999
4,000-6,999
7,000-9,999
10,000+

 

Things to Consider When Choosing a Gas Station Branded Fuel Card

1. Know Where Your Drivers Fuel Most Often

Start by reviewing recent fuel receipts or transaction history to see which branded stations your drivers use most. From there, pick a brand you can realistically fuel at consistently, since rebates are based on the gallons you buy at that brand’s locations (not everywhere else).

2. Compare Station Brands' Pricing in Your Service Area

In most parts of the U.S., certain gas station brands are consistently higher priced or lower priced in the same area. And sometimes the spread between brands can be as much as 50¢ per gallon. So if you’re locked into a high-priced branded fuel card, you can end up paying more overall, even after the discount or rebate.

To find the cheapest station brands in your area, use GasBuddy. You can also check out these other online fuel price tools that fleet managers use to compare prices.

3. Consider Universal Fuel Cards if You Can't Decide on One Brand

If it’s tough to pick a branded fuel card because your drivers fuel at a bunch of different brands, a universal fuel card like Voyager usually makes more sense. With the Voyager card, you'll save money on fees and you'll get savings across multiple brands.

And because you’re not tied to one station brand, you can route drivers to the cheapest options along the routes. They'll be buying lower priced fuel and won't waste time and money driving out of the way just to hit a preferred brand.

Voyager Fuel Card Details

Fuel Card Discounts Monthly Fee Late Fee Accepting Locations
Voyager 3-8¢ at select locations None None 97% of U.S. fuel stations

 

Take Control of Your Company's Fuel Purchases with P-Fleet

Branded fuel cards can work well when your drivers consistently fuel at one brand and the rebates outweigh the fees. But for a lot of fleets, drivers bounce between brands based on routes, job schedules, and whatever’s closest. And when you’re locked into a single brand, it’s easy to end up paying more overall if that brand is priced higher in your market, even after the rebate.

That’s where the P-Fleet Voyager and CFN fuel cards come in. We help businesses simplify fuel management with a flexible fuel card program built around nationwide acceptance, tight purchase controls, and reporting. Instead of forcing your team to hunt down one specific brand, you can give drivers the freedom to fuel where it’s convenient and direct them to the lowest-priced options on their routes.

With P-Fleet, you get the tools to block non-fuel purchases, set limits by driver or vehicle, and track every transaction in your online fuel card portal. The result is fewer surprises on your statements, cleaner reporting, and a fuel program that stays easy to manage as your fleet grows.

Broderic Fernow

Written by Broderic Fernow

Broderic is a marketing manager with more than a decade of experience in the fleet and fuel card industry. He specializes in creating helpful content and campaigns that help businesses simplify their fuel operations strategies.