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12 min read.

5 Best Fuel Cards for Large Fleets in 2026

Jan 7, 2026 7:31:03 AM

Large Fleet Fuel Cards

Managing fuel for a large fleet isn’t just about finding the cheapest price at the pump. It’s about control, data visibility, and station flexibility. When you’re overseeing dozens or hundreds of vehicles across multiple routes and regions, the wrong fuel card can lead to higher costs, frustrated drivers, and extra admin work. The right large fleet fuel card, on the other hand, can simplify operations, reduce fuel theft, and save you hours of manual work.

In this guide, we break down the best fuel cards for large fleets in 2026, comparing acceptance, discounts, fees, and reviews. Whether you’re fueling locally or nationwide, this article will help you find a fuel card for your large fleet.

Table of Contents

Large Fleet Fuel Card Comparison

Fuel Card Discounts Monthly Fee Late Fee Locations Trustpilot Rating
Voyager 3-8¢/gal at select locations None None 97% of gas stations and truck stops 4.8/5
WEX 1-3¢/gal at select locations; up to 8¢/gal for brand-specific card Up to $4 per card 9.99% 95% of gas stations and truck stops 4.3/5 (WEX Capital)
1.4/5 (WEX)
Fuelman 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card $39-99 for the account 17.99% 60,000 gas stations and truck stops 2.5/5
RoadFlex 2¢/gal at all locations; up to 25¢/gal at select participating locations $3 per card, additional fee for premium features 3% Anywhere that accepts Visa N/A
Coast 4-10¢/gal at select locations  $4 per card  2.5% Anywhere that accepts Visa N/A


Best Fuel Cards for Large Fleets

1. Voyager

The Voyager fuel card is accepted at more than 97% of gas stations and truck stops nationwide, including both major brands and independent locations. This wide acceptance has made it a go to option for many large fleet operations, including public sector organizations, trucking companies, and construction companies. Its flexible network is especially well suited for fleets that need to fuel almost anywhere, without worrying about out-of-network fees.

Key Features:

  • Accepted at 97% of gas stations and truck stops
  • Access to major and independent brands
  • Mobile app to find the cheapest fuel prices
  • Optional maintenance
  • Comprehensive spending controls
  • Free fraud protection
  • User-friendly customer portal
  • Free fuel reports available
  • Open API for GPS and accounting integrations
  • Track expenses by department or division

Discounts: 3-8¢ per gallon at select locations

Monthly Fee: None

Late Fee: None

Customer Rating on Trustpilot: 4.8 out of 5 stars

2. WEX

The WEX fuel card offers a network that’s almost as broad as Voyager’s, with acceptance at roughly 95% of gas stations and truck stops nationwide. WEX also provides branded card programs for specific fuel chains, which can unlock extra discounts when your drivers fuel at those participating locations.

Key Features:

  • Accepted at 95% of gas stations and truck stops
  • Access to major and independent brands
  • Mobile app for two-factor authentication on purchases
  • Comprehensive spending controls
  • Limited fraud protection
  • Customer portal available
  • Fuel reports available
  • Various software integrations
  • Freight factoring available

Discounts:

  • 1-3¢ per gallon at select locations
  • Up to 8¢ for brand-specific cards at their own stations

Monthly Fee:

  • Up to $4 per card, plus $2 to replace a card
  • Setup fee of $40
  • Up to $3 per transaction at select truck stop diesel pumps

Late Fee: 9.99%

Customer Rating on Trustpilot: 4.3 (freight factoring) and 1.4 (fuel cards) out of 5 stars

3. Fuelman 

Fuelman is an established fuel card provider accepted at more than 60,000 gas stations and truck stops nationwide. The company offers multiple account tiers with different pricing and fee structures, allowing businesses to choose a plan that best matches their fleet size, usage, and budget.

Key Features:

  • Accepted at 60,000 gas stations and truck stops
  • Access to many major brands
  • Comprehensive spending controls
  • Fraud protection up to $25,000 (for Enterprise and Pro customers only)
  • Customer portal available
  • Fuel reports available

Discounts:

  • Up to 8¢ per gallon for mixed fleet card
  • Up to 12¢ for diesel fleet card

Monthly Fee: $39.99 to $99.99 for the account, based on customer tier, plus other account fees

Late Fee: 17.99%

Customer Rating on Trustpilot: 2.5 out of 5 stars

4. RoadFlex

RoadFlex is a fintech company that offers a fleet card designed for wide acceptance and flexible fleet management. Rather than operating like a traditional fuel-only card, it works more like a business charge card and is accepted anywhere Visa is accepted, giving businesses more flexibility in where and what they can purchase.

Key Features:

  • Accepted nationwide anywhere Visa is accepted
  • Customize spend limits and card controls for each vehicle and driver
  • Eliminate fuel theft and card fraud with advanced security features
  • Centralized reporting, visibility into every dollar spent
  • Prepaid fuel card option

Discounts:

  • 2¢ per gallon at all fuel stations and truck stops 
  • Up to 25¢/gal at select participating locations

Monthly Fees:

  • $3 per card for basic features only
  • Contact RoadFlex for premium features fee

Late Fee: 3%

Customer Rating on Trustpilot: Not available

5. Coast

Coast is a fintech company that offers a fleet card accepted anywhere Visa is accepted nationwide. Its platform and customer portal are designed to support fleets of all sizes across a range of industries. One potential tradeoff is that drivers must use a mobile app at the pump to complete purchases. While this adds extra security, it can be challenging for drivers who aren’t comfortable using a smartphone at the pump.

Key Features:

  • Accepted nationwide anywhere Visa is accepted
  • Mobile app for advanced fraud protection on purchases
  • Custom spending controls
  • Fraud protection up to $25,000
  • Customer portal available
  • Fuel reports available
  • Various software integrations

Discounts:

  • 4-10¢ per gallon at select locations
  • 1% cash back on non-fuel purchases

Monthly Fees: $4 per card

Late Fee: 2.5%

Customer Rating on Trustpilot: Not available

Benefits of Fuel Cards for Large Fleets

Control Your Team’s Fuel Purchases

Fuel card controls are one of the most valuable parts of a fuel card, especially for large fleets. When you’re managing dozens or hundreds of drivers, misuse and theft can easily slip through the cracks without the right guardrails in place.

With fuel card controls, you can set limits by driver or vehicle, restrict the number of transactions per day, cap dollars per fill-up, control fueling times, and even limit which days cards can be used. Setting the right controls upfront helps prevent fuel theft, reduce fraud, and keep fuel spending under control.

Save Money on Fuel

Fuel cards come with discounts you usually won’t get with credit cards. The savings per gallon may look small, but they add up fast, often thousands of dollars a year for large businesses.

Get Better Visibility Into Fuel Usage

Every time your drivers fuel up, the card captures driver ID, vehicle info, and odometer readings. That makes it easy to track fuel consumption and monitor driver fuel purchasing behavior to spot employee fuel theft.

Download Fuel Data for IFTA Reporting

Fuel card IFTA reports save a lot of admin time by automatically organizing fuel purchases by vehicle and state. Instead of chasing receipts or manually logging every fill-up, you can download the report in Excel and use the data for your quarterly IFTA filing. 

Track Fuel Expenses by Division

Many large fleets have multiple locations or departments. With fuel cards, you can assign drivers or vehicles to a division or department so your reports and invoices include fuel summaries by group. This makes it easy for accounting to allocate fuel costs by division or department, and it also lets division managers quickly review only the fuel spend for their team.

Simplify Fuel Expense and Tax Accounting

Fuel cards automatically capture transactions and fleet data in simple, downloadable reports you can upload straight into your accounting system for monthly fuel expense reports. You can also easily get all fuel usage for the year including a break down of all taxes paid for corporate tax filing.

Integrate Fuel Data Into Fleet GPS or Accounting Software

Most large fleets use GPS software to track assets and optimize routes. Some fuel cards integrate with GPS platforms, pulling fuel transactions into the same system so you get better visibility in your reporting. Fuel cards can also integrate with accounting software to sync fuel transactions automatically, so your accounting team isn’t stuck manually entering fuel expenses.

Tips for Finding the Best Large Fleet Fuel Card

1. Get a Widely Accepted Fuel Card

Large fleets often operate across multiple regions, so they need access to a wide range of fueling locations and station brands. Choose a fuel card that gives your drivers reliable access to fuel stations nationwide, so you can keep fuel purchases for the entire company consolidated under a single account. If you use multiple fuel cards for different areas, it becomes harder to manage cards, reconcile transactions, and monitor driver spending.

2. Choose a Fuel Card Company with Top Rated Customer Support

The more drivers you manage, the more fueling issues you’re going to run into, like wrong PIN entries, authorization problems at the pump, and other hiccups that require a call to customer support. The last thing you want is to dial through a directory and sit on hold while your driver is stuck at the pump.

Before you sign up for a fuel card, read reviews from other customers. They’ll give you a better sense of how support actually performs and whether fleets run into recurring problems.

3. Try Out the Online Fuel Card Portal

A good fuel card portal should make it easy to manage cards and download reports without extra steps. Unfortunately, some portals are dated or overly complicated, so it’s worth asking for a demo or taking a self-guided tour to see how the system works and confirm it does what you need. Here are a few things to look for in a fuel card portal.

Things to Look for When Evaluating a Fuel Card Portal

  • Can you add/delete fuel cards, drivers, and vehicles?
  • Can you change fuel card limits?
  • Can you troubleshoot fuel card issues and reset locked cards?
  • Can you view and export fuel reports into CSV?
  • Can you download invoices and view payment status?

4. Check the Fees Before You Apply

Many fuel cards charge monthly fees per card, which can add up fast for large fleets that need a lot of cards. Review each provider’s fee schedule (usually on their website or application) and look closely at monthly card fees, transaction fees, and any add-on charges that can drive up your fuel program cost. Getting clarity upfront helps you avoid surprises later.

5. Understand the Fuel Card Fraud Policy

Fuel card fraud isn’t common, but when it happens, the costs can add up fast. And large fleets have more cards in circulation, which means more exposure to potential fraudulent activity, so you want a fuel card company with a strong fraud program in place.

Ask each provider how they flag suspicious transactions, what protections they offer, and how reimbursement works if unauthorized purchases occur. It’s better to understand this upfront than be surprised later if fraud hits your account.

Take Control of Your Large Fleet's Fuel Purchases with P-Fleet Fuel Cards

Large fleets need more than a card that works at the pump. They need a fuel program that scales across regions, keeps spending under control, and gives management clear visibility into every transaction. 

P-Fleet fuel cards are built to support large fleets with the controls and reporting tools large operations depend on. You can set customized spending limits by driver or vehicle and consolidate fuel purchases under one account to simplify billing and expense tracking. With detailed reporting, your team can spot overspending faster, improve accountability, and make better fueling decisions across the fleet.

If you are looking for a fuel card program that combines wide acceptance, strong controls, and accounting- ready reporting, P-Fleet’s fuel cards are designed to help large fleet operations run smoother and spend less.

Broderic Fernow

Written by Broderic Fernow

Broderic is a marketing manager with more than a decade of experience in the fleet and fuel card industry. He specializes in creating helpful content and campaigns that help businesses simplify their fuel operations strategies.