ARCO Fuel Card Review: Is it the Right Gas Card for Your Business?

If your fleet regularly fuels at ARCO, the ARCO fuel card is a simple way to control your drivers' fuel purchases. It offers a 15¢ per gallon introductory discount, access to the broader Fuelman network, spending controls, and fuel reporting.

But beyond the intro offer, the fuel savings mostly come from ARCO’s everyday pump pricing rather than long term rebates.

In this review, we’ll break down accepting locations, discounts, fees, controls, reporting, pros and cons, and provide some alternatives so you can decide if the ARCO fuel card makes sense for your business.

Arco Fuel Card: Overview

What Is the ARCO Fuel Card?

The ARCO fuel card is a branded business gas card issued through Corpay, designed for companies that regularly fuel at ARCO stations and want spending controls and fuel reporting.

It’s accepted at more than 1,500 ARCO locations, plus the broader Fuelman network, which expands acceptance to about 60,000 fuel stations nationwide. That gives fleets the option to fuel at ARCO’s typically lower pump prices while still having nationwide coverage when needed.

The ARCO fuel card includes Corpay's standard fleet controls such as PIN protection, transaction limits, dollar limits, and day and time restrictions. Fleet managers can access transaction reports, fuel summary reports, and exception reports to track spending and flag unusual activity.

Where Is the ARCO Fuel Card Accepted?
The ARCO fuel card is accepted at 1,500+ Arco locations, plus the broader Fuelman network, which gives you access to 60,000 fuel stations nationwide. Use the links below to find fuel stations near you.

• Find Arco stations
• Find Fuelman locations
  
  

ARCO Fuel Card Discounts

The ARCO fuel card includes a 15¢ per gallon introductory discount at ARCO locations for the first 120 days after opening a new account. There are no published ongoing discounts after that period, but many fleets choose ARCO because its everyday pump prices are often lower than competing brands.

ARCO Fuel Card Fees

ARCO’s fuel card fees are simple. There’s a $15 monthly account fee and a late payment fee if your invoice isn’t paid on time.

ARCO Fuel Card Controls and Reporting

Controls

• PIN: Custom number assigned to each card or driver. A valid PIN must be entered to enable fueling.
• Transactions per day: Number of fuel transactions permitted on each card per day.
• Dollars per transaction: Dollar amount a driver can purchase per transaction.
• Dollars per day or week: The number of dollars a driver can purchase in a day or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Fraud protection: Real-time fraud monitoring and alerts.

Reporting

• Purchase alerts: Alerts sent immediately after each transaction.
• Fraud alerts: Email alerts generated if suspicious activity occurs on your account.
• Real-time transaction report: Monitor all fuel purchases.
• Summary reports: See summaries and transaction details. Filter by time period, driver, vehicle, etc.
• Exception reports: Flagged transactions when a card is used outside your designated parameters.
  
  

Pros and Cons of the ARCO Fuel Card

Pros

• ARCO typically has cheaper fuel prices compared to other fuel station brands
• Easy to use fuel card management portal

Cons

• No long term discount offers
  
  

ARCO Fuel Card Alternatives

If you want to see how the ARCO fuel card compares to other options, check these ARCO fuel card alternatives.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage