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Irving Fuel Cards Review: Which Card is Right for Your Fleet?
If your business fuels in the Northeast, Irving Oil offers two different fleet fuel cards designed for different types of fleets and fueling needs....
3 min read
Broderic Fernow
:
February 4, 2026
Table of Contents
If your drivers fuel regularly at Exxon Mobil stations, the Exxon Mobil fuel card is a great fuel card option to consider. It offers per-gallon rebates at Exxon Mobil locations, spending controls, and reporting tools through the WEX platform. Like most branded fuel cards, the tradeoff is discount flexibility. You earn discounts when drivers fuel at Exxon Mobil stations, while off-brand purchases don’t qualify for rebates.
In this Exxon Mobil fuel card review, we’ll walk through how the card works, where it’s accepted, what discounts and rebates you can expect, and what fees to watch for. We’ll also break down the controls and reporting features, highlight the main pros and cons, and provide a few alternative fuel cards so you can decide if it’s the right fit for your business.
| Exxon Mobil Fuel Card | |
| Accepting Locations | 12,000 Exxon Mobil stations, 95% of fuel stations |
| Discounts | Up to 6¢/gal at Exxon Mobil locations |
| Monthly card fee | $2 per card |
| Late fee | 9.99% |
| Reviews | Trustpilot: 4.3/5 (WEX Capital), 1.3/5 (WEX) |
| Fraud protection | Dynamic prompt, real-time fraud monitoring and alerts |
| Controls | Spend controls, restrict fueling times and days |
| Reporting | Purchase activity, custom reports, summary reports, tax exemption reports |
The Exxon Mobil fuel card is a branded business fuel card issued through WEX, designed for companies that prefer to fuel at Exxon and Mobil stations. It combines per-gallon rebates at Exxon Mobil locations with spending controls and reporting, making it a straightforward option for fleets that fuel there often.
Exxon Mobil offers two versions of the card. The Business Pro Private Label card is limited to Exxon Mobil locations only, but comes with a simpler fee structure for fleets that don’t need to fuel at other stations. The Exxon Mobil Business Pro card expands acceptance beyond Exxon Mobil stations to the broader WEX network, giving drivers access to about 95% of fuel stations nationwide, but comes with some additional fees.
Both cards run on the WEX platform, so fleet managers can set spend limits, restrict fueling by time and day, require PINs or prompts at the pump, and access transaction and tax reporting through the WEX portal.
Where Is the Exxon Mobil Fuel Card Accepted?
The Exxon Mobil fuel card is accepted at more than 12,000 Exxon Mobil locations, plus the broader WEX network, which covers about 95% of fuel stations nationwide. The private-label version of the card is limited to Exxon Mobil stations only. You can use the links below to find accepting locations near you.
Exxon Mobil offers per-gallon rebates on fuel purchased at all Exxon Mobil stations. Below is a breakdown of the rebate tiers by volume.
| Gallons Purchased at Exxon Mobil (Per Month) |
Rebate Per Gallon |
| 1-499 | 1¢ |
| 500-3,999 | 3¢ |
| 4,000-6,999 | 4¢ |
| 7,000-9,999 | 5¢ |
| 10,000+ | 6¢ |
The Exxon Mobil fuel card has slightly different fee structures depending on whether you choose the Business Pro or the Business Pro private label version. Below is a breakdown of the fuel card fees.
| Fee | Business Pro (Exxon Mobil + WEX locations) |
Business Pro Private Label (Exxon Mobil Locations Only) |
| Monthly card fee | $2 per card | $10 per account |
| Late fee | 9.99% | 9.99% |
| Truck stop fee | $1.25 per swipe at a truck stop | N/A |
| Account setup fee | $40 | $0 |
| Replacement card fee | $2 per standard card, $3 per chip enabled card | $0 |
| Paper delivery fee | $10 per month for paper reporting | $10 per month for paper reporting |
| Reproduced reports fee | $25 per request | $25 per request |
| Research fee | $15 per hour | $15 per hour |
If you want to see how the Exxon Mobil fuel card stacks up against other options, check out the best universal gas cards.
One strong alternative is the Voyager fuel card, which offers:
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