Phillips 66 Conoco 76 Fuel Card Review: Is it the Right Gas Card for Your Business?

If your drivers regularly fuel at Phillips 66, Conoco, or 76 stations, the Phillips 66 Conoco 76 fuel card is an option worth considering. It offers per-gallon rebates at those locations, along with spending controls and reporting tools to help you manage and control your fleet’s fuel costs.

In this review, we’ll break down accepting locations, discounts, fees, controls, reporting, pros and cons, and provide some alternatives so you can decide if the Phillips 66 Conoco 76 fuel card is the right fit for your business.

Phillips 66 Conoco 76 Fuel Card: Overview

What Is the Phillips 66 Conoco 76 Fuel Card?

The Phillips 66 Conoco 76 fuel card is a branded business fuel card built for companies that regularly fuel at Phillips 66, Conoco, and 76 stations and want per gallon discounts along with the spending controls and reporting tools a fleet fuel card provides.

It’s issued through WEX and comes in two versions:

• Business Fleet Card: Accepted only at Phillips 66, Conoco, and 76 locations
• Business Universal Card: Accepted at those locations plus the broader WEX network for expanded nationwide acceptance

Both cards offer an introductory per gallon discount, then move to a tiered rebate structure based on how many gallons your fleet purchases each month at participating stations.

On the management side, you get WEX’s standard fleet controls and reporting tools. That includes transaction limits, time of day and day of week restrictions, PIN or app based pump authorization, real time alerts, and detailed transaction and tax reporting.

Where Is the Phillips 66 Conoco 76 Fuel Card Accepted?

The Phillips 66 Conoco 76 Business Universal Card is accepted at 7,500+ Phillips 66, Conoco, and 76 locations, plus the broader WEX network, which gives you access to about 95% of fuel stations nationwide. The Phillips 66 Conoco 76 Business Fleet Card is only accepted at Phillips 66, Conoco, and 76 locations. Use the links below to find nearby locations that accept each card.

Phillips 66 Conoco 76 Fuel Card Discounts

The Phillips 66 Conoco 76 fuel card offers an introductory discount of 10¢ per gallon at Phillips 66, Conoco, and 76 locations for the first six months after you open a new account. After the introductory period ends, you move to the standard rebate program of up to 7¢ per gallon, based on your monthly gallons purchased at Phillips 66, Conoco, and 76 locations. See the rebate tiers below.

Phillips 66 Conoco 76 Fuel Card Fees

The Phillips 66, Conoco, and 76 fuel cards have different fee structures depending on which version you choose. Below is a clear breakdown of the fees for each option.

Phillips 66 Conoco 76 Fuel Card Controls and Reporting

Controls

• Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
• PIN: Custom number assigned to each card or driver. A valid PIN must be entered to enable fueling.
• Transactions per time period: Number of fuel transactions permitted on each card per time period.
• Dollars per transaction: Dollar amount a driver can purchase per transaction.
• Dollars per day or week: The number of dollars a driver can purchase in a day or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Fraud protection: 24/7 fraud monitoring.

Reporting

• Real-time monitoring: Spending alerts sent immediately after each transaction.
• Purchase activity report: Monitor all fuel and maintenance purchases.
• Custom reports: Set your own criteria to create custom exception, transaction summary, and transaction detail reports.
• Summary reports: Run financial summary, site summary, and exception summary reports.
• Tax exemption reports: For qualified tax-exempt businesses, view tax information at both the transaction and summary level, and include all tax exemptions that can be applied to your account.
  
  

Pros and Cons of the Phillips 66 Conoco 76 Fuel Card

Pros

• Discounts at Phillips 66, Conoco, and 76 stations
• Easy to use fuel card management portal

Cons

• Transaction fees at truck stops
  
  

Phillips 66 Conoco 76 Fuel Card Alternatives

If you want to compare the Phillips 66 Conoco 76 fuel card to other options, take a look at our list of the best fuel only credit cards.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage