AtoB has become a popular fuel card for trucking companies and business fleets because of its nationwide Mastercard acceptance, truck stop discounts, and technology focused platform. However, it may not be the right fit for every business. Some fleets want a fuel card with no monthly fees, others prefer the stronger controls that come with a dedicated fuel network, and some are simply looking for better discounts in the areas where they fuel most often.
In this guide, we'll compare the best AtoB fuel card alternatives for business fleets, looking at their discounts, fees, acceptance networks, and key features to help you find the right fuel card for your company.
Table of Contents
- AtoB fuel card alternatives comparison
- Best AtoB fuel card alternatives
- How to choose the right AtoB fuel card alternative
AtoB Fuel Card Alternatives Comparison
| Fuel Card | Discounts | Monthly Fee | Late Fee | Accepting Locations | Trustpilot Rating |
| Mudflap | Estimated 57¢/gal at 3,600 in-network locations, 2¢/gal everywhere else | None | 3-6% | Anywhere Visa is accepted | 4.4/5 |
| Voyager | 3-8¢/gal at select locations | None | None | 97% of gas stations and truck stops | 4.8/5 |
| Comdata | Cash price and 8-40¢/gal at select truck stops, custom discounts for fleets with more than 20 vehicles | $0-129 per account | 13.99% | 8,000 truck stops | 1.3/5 |
| CFN | Estimated 35¢/gal at discount locations | None | None | 3,000 discount locations; 65,000 gas stations and truck stops | 4.8/5 |
| Coast | 4-9¢/gal at select locations | $4 per card | 2.5% | Anywhere that accepts Visa | N/A |
| RoadFlex | 2¢/gal at all locations; up to 25¢/gal at select participating locations | $3 per card, additional fee for premium features | 3% | Anywhere Visa is accepted | N/A |
Best AtoB Fuel Card Alternatives
1. Mudflap
The Mudflap fuel card is a Visa fleet card designed for owner-operators and small- to mid-sized trucking fleets that want discounts at truck stops, making it the most comparable alternative to the AtoB fuel card.. It has no monthly fees and provides discounted fuel pricing at more than 3,600 in-network truck stops, where fleets can access some of the strongest per gallon discounts in the market.
Because the card runs on the Visa network, it can be used at any location that accepts Visa, giving fleets nationwide coverage. However, the largest discounts are within Mudflap’s in-network truck stop locations, while out-of-network purchases receive smaller savings.
How Mudflap Compares to AtoB
| Mudflap | AtoB | |
| Accepting locations | Anywhere Visa is accepted | Anywhere Mastercard is accepted |
| Discounts | Estimated 57¢/gal at 3,600 in-network locations, 2¢/gal everywhere else | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee | None |
Monthly plan level options:
|
| Late fee | 3-6% | 9% |
| Trustpilot rating | 4.4/5 | 4.6/5 |
Pros
- Larger discounts at some truck stops
- No monthly fees
- Smaller late fee
Cons
- Like AtoB, the Mudflap card runs on the fleet credit network (Visa) which has fewer purchase restrictions than traditional fleet card networks, so Mudflap adds control with SMS and mobile app unlock. This can be a challenge for fleets where drivers don’t want to use personal phones, and companies may need to reimburse phone use or provide company devices.
- Smaller discounts at out-of-network locations
Good fit if: You want a fuel card that gets strong discounts at truck stops like AtoB, but without the monthly fees.
2. Voyager
The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including both major brands and independent locations. Its wide acceptance and no monthly card fees make it a strong option for businesses of all sizes and industries.
How Voyager Compares to AtoB
| Voyager | AtoB | |
| Accepting locations | 97% of fuel stations nationwide | Anywhere Mastercard is accepted |
| Discounts | 3-8¢/gal at select locations | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee | $0 |
Monthly plan level options:
|
| Late fee | $0 | 9% |
| Trustpilot rating | 4.8/5 | 4.6/5 |
Pros
- No monthly card fees
- No late fees
- Dedicated fuel network that captures level III data
Cons
- Limited to fuel and maintenance purchases only
- Fewer discount locations
In-depth comparison: Voyager vs. AtoB
Good fit if: You want a fuel card with strong controls and data capture that come with a card running on a dedicated fuel network. It's also a good fit for companies looking to avoid monthly card fees and late fees.
3. Comdata
Comdata is an OTR fuel card accepted at 8,000 truck stops across the country. It's a strong fit for trucking companies because it offers the cash price at select truck stops, and its online portal is specifically designed for the needs of OTR businesses.
How Comdata Compares to AtoB
| Comdata | AtoB | |
| Accepting locations | 8,000 truck stops | Anywhere Mastercard is accepted |
| Discounts | Cash price and 8-40¢/gal at select truck stops, custom discounts for fleets with more than 20 vehicles | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee |
Monthly plan level options:
|
Monthly plan level options:
|
| Late fee | 13.99% | 9% |
| Trustpilot rating | 1.3/5 | 4.6/5 |
Pros
- No monthly card fee with the entry level Simple Saver plan
- Discounts are based on the cash price, which is typically 10-20¢ per gallon lower than the credit price
Cons
- Only accepted at 8,000 truck stops, however, Comdata does offer a Mastercard version of its fleet card, but it may have different discounts and fees
- Larger late payment fee
Good fit if: You want an OTR fuel card that offers discounts off the cash price and runs on a dedicated fuel network.
4. CFN
The CFN fuel card is designed for business fleets in the Western U.S., with a focus on cost-plus fuel pricing at 3,000 cardlock locations, primarily in California, Oregon, Washington, Arizona, and Nevada. It also provides access to 65,000 gas stations and truck stops nationwide, giving fleets coverage for both local and regional operations.
CFN is widely used by fleets in the West because there are more cardlock locations with 18-wheel access than traditional truck stops, and pricing at these CFN sites is often lower than retail fuel prices. The card also has no monthly or late fees, making it a straightforward and cost-effective option for fleets that want consistent access to discounted fuel without ongoing account costs.
How CFN Compares to AtoB
| CFN | AtoB | |
| Accepting locations | 3,000 discount locations; 65,000 gas stations and truck stops | Anywhere Mastercard is accepted |
| Discounts | Estimated 35¢/gal at discount locations | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee | None |
Monthly plan level options:
|
| Late fee | None | 9% |
| Trustpilot rating | 4.8/5 | 4.6/5 |
Pros
- More discount locations with 18-wheel access than truck stops on the West Coast
- No monthly fee
- No late fee
Cons
- Limited discount locations outside the Western U.S.
Good fit if: Your company operates diesel vehicles in the Western U.S. where you can benefit from CFN’s strong coverage of 18-wheel-access stations and its cost-plus fuel pricing.
5. Coast
Coast is a fintech company that offers a fleet fuel card accepted anywhere Visa is accepted, providing nationwide fuel coverage. Its platform and management portal are designed for fleets of all sizes across multiple industries.
Unlike traditional fuel cards, drivers must use the Coast mobile app or SMS to authorize purchases at the pump. This extra step can improve security and transaction data collection, but it may be less convenient for fleets that prefer a simple “swipe and go” fueling process.
How Coast Compares to AtoB
| Coast | AtoB | |
| Accepting locations | Anywhere that accepts Visa | Anywhere Mastercard is accepted |
| Discounts | 4-9¢/gal at select locations | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee | $4 per card | Monthly plan level options:
|
| Late fee | 2.5% | 9% |
| Trustpilot rating | N/A | 4.6/5 |
Pros
- Accepted anywhere Visa is accepted
- Smaller late payment fee
- Monthly card fee includes all the features
Cons
- Like AtoB, which runs on the Mastercard network, Coast runs on the Visa network which has fewer purchase restrictions than traditional fleet card networks, but Coast does make up for this with its SMS card unlock feature.
- SMS card unlock can be challenging for fleets where drivers don’t like using tech or personal phones for fuel purchases, and companies may need to reimburse drivers for phone use or provide company phones.
In-depth comparison: AtoB vs. Coast
Good fit if: You want a fuel card with more advanced technology features and the ability to capture field purchases and other business expenses.
6. RoadFlex
The RoadFlex fuel card is also a fintech fuel card built for broad acceptance and flexible expense management. Instead of a traditional fuel card, it works more like a business charge card and is accepted anywhere Visa is accepted, giving businesses more flexibility in how they spend.
How RoadFlex Compares to AtoB
| RoadFlex | AtoB | |
| Accepting locations | Anywhere Visa is accepted | Anywhere Mastercard is accepted |
| Discounts | 2¢/gal at all locations; up to 25¢/gal at select participating locations | Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations |
| Monthly fee | $3 per card, additional fee for premium features |
Monthly plan level options:
|
| Late fee | 3% | 9% |
| Trustpilot rating | N/A | 4.6/5 |
Pros
- Accepted anywhere Visa is accepted
- Lower late payment penalty
- Save at least 2¢ per gallon at all locations
Cons
- You have to pay a higher monthly fee to access premium features
- Like AtoB, the RoadFlex card runs on the fleet credit network (Visa) which has fewer purchase restrictions than traditional fleet card networks, so RoadFlex adds control with SMS and mobile app unlock. This can be a challenge for fleets where drivers don’t want to use personal phones, and companies may need to reimburse phone use or provide company devices.
In-depth comparison: AtoB vs. RoadFlex
Good fit if: You want a fintech fuel card that is similar to AtoB, but offers discounts at all locations.
How to Choose the Right AtoB Fuel Card Alternative
- Choose Mudflap if you want the closest alternative to AtoB, with strong truck stop discounts, no monthly fees, and nationwide acceptance anywhere Visa is accepted.
- Choose Voyager if you want a fuel card with no monthly or late fees and stronger controls and data capture that come with a dedicated fuel network.
- Choose Comdata if you run an OTR trucking fleet and want truck stop-focused discounts based on the cash price along with tools designed specifically for trucking companies.
- Choose CFN if your company operates in the Western U.S. and can benefit from cost-plus pricing at 3,000 cardlock locations with extensive 18-wheel access.
- Choose Coast if you want a fintech-style fuel card that can be used for fuel and other business purchases, and you're comfortable with drivers using mobile app or SMS authorization.
- Choose RoadFlex if you want a fuel card similar to AtoB that offers discounts at all fuel stations and gives you the flexibility of a Visa-based fleet card.
To see more fuel card options, check out our list of the best fuel cards for business.
