If you’re currently using or considering the CITGO fuel card, it can be a good option for fleets that fuel regularly at CITGO stations and want the controls that come with a dedicated fuel network. However, depending on how your fleet fuels, there may be better alternatives with broader acceptance, fewer fees, or stronger discounts outside of the CITGO network.
In this guide, we compare the best CITGO fuel card alternatives, breaking down their discounts, fees, acceptance networks, and features so you can find the best fit for your business fleet.
Table of Contents
- CITGO fuel card alternatives comparison
- Top CITGO fuel card alternatives
- How to choose the right CITGO fuel card alternative
CITGO Fuel Card Alternatives Comparison
| Fuel Card | Discounts | Monthly Fee | Late Fee | Accepting Locations | Trustpilot Rating |
| Voyager | 3-8¢/gal at select locations | None | None | 97% of gas stations and truck stops | 4.8/5 |
| RoadFlex | 2¢/gal at all locations; up to 25¢/gal at select participating locations | $3 per card, additional fee for premium features | 3% | Anywhere that accepts Visa | N/A |
| Coast | 4-9¢/gal at select locations | $4 per card | 2.5% | Anywhere that accepts Visa | N/A |
| Motive | Up to 21¢/gal at 35,000 stations | $5 per card | 5% | Anywhere Mastercard is accepted | 1.6/5 |
| Fuelman | 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card | $39-99 for the account | 17.99% | 60,000 gas stations and truck stops | 2.7/5 |
Top CITGO Fuel Card Alternatives
1. Voyager
The Voyager fuel card is accepted at 97% of gas stations and truck stops nationwide, including major chains and independent locations. Its broad acceptance and lack of monthly card fees, late fees, and out-of-network fees make it a strong fit for businesses of all sizes and industries.
How Voyager Compares to the CITGO Fuel Card
| Voyager | CITGO | |
| Accepting locations | 97% of fuel stations nationwide | 4,300+ CITGO stations, 95% of fuel stations |
| Discounts | 3-8¢/gal at select locations | Up to 7¢/gal at CITGO stations |
| Monthly fee | $0 | $2 per card |
| Out-of-network fee | $0 | $1.25 per swipe at a truck stop |
| Late fee | $0 | 9.99% |
| Trustpilot rating | 4.8/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Pros
- More accepting locations
- No monthly card fees
- No transaction fees at truck stops
- No late fees
- More personalized customer support
Cons
- No discounts at CITGO locations
Good fit if: You want a fuel card that works at CITGO while avoiding truck stop fees, monthly card fees, and late fees. You’ll also get the stronger controls and transaction data that come with a dedicated fuel network like WEX, which powers the CITGO fuel card.
2. RoadFlex
RoadFlex is a fintech company that provides a fleet card designed for wide acceptance and flexible expense management. Unlike traditional fuel cards, RoadFlex operates more like a business charge card and can be used anywhere Visa is accepted, giving businesses greater purchasing flexibility. It’s built for companies seeking an all-in-one solution to manage fuel purchases and other business-related expenses efficiently.
How RoadFlex Compares to the CITGO
| RoadFlex | CITGO | |
| Accepting locations | Anywhere that accepts Visa | 4,300+ CITGO stations, 95% of fuel stations |
| Discounts | 2¢/gal at all locations; up to 25¢/gal at select participating locations | Up to 7¢/gal at CITGO stations |
| Monthly fee | $3 per card, additional fee for premium features | $2 per card |
| Out-of-network fee | $0 | $1.25 per swipe at a truck stop |
| Late fee | 3% | 9.99% |
| Trustpilot rating | N/A | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Pros
- Accepted anywhere Visa is accepted
- More discount location options, including discounts at CITGO
- Fewer line item fees
- Prepaid fuel card option
- No transaction fees at truck stops
- Smaller late payment penalty
Cons
- Because the Visa network has fewer purchase restrictions than traditional fleet card networks, RoadFlex uses SMS card unlock to add an extra layer of control.
- Like other fintech fuel cards, SMS card unlock can be challenging for fleets where drivers don’t like using tech or personal phones for fuel purchases, and companies may need to reimburse drivers for phone use or provide company phones.
Good fit if: You’re looking for a card with more advanced technology features, this can be a strong option. The prepaid option is also appealing for businesses that prefer to avoid a credit line or may not yet have established business credit.
3. Coast
Coast is a fintech company that offers a fleet fuel card with nationwide acceptance anywhere Visa is accepted. It’s built for fleets of all sizes and industries and provides fuel discounts at locations across the country, including select CITGO stations.
How Coast Compares to the CITGO Fuel Card
| Coast | CITGO | |
| Accepting locations | Anywhere that accepts Visa | 4,300+ CITGO stations, 95% of fuel stations |
| Discounts | 4-9¢/gal at select locations | Up to 7¢/gal at CITGO stations |
| Monthly fee | $4 per card | $2 per card |
| Out-of-network fee | $0 | $1.25 per swipe at a truck stop |
| Late fee | 2.5% | 9.99% |
| Trustpilot rating | N/A | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Pros
- Accepted anywhere Visa is accepted
- Discounts at a wider range of locations including 5¢/gal off at select CITGO locations
- No out-of-network fees
- Smaller late payment fee
- Can also capture field and other business expenses
Cons
- Visa network has fewer purchase restrictions than traditional fleet card networks, but Coast does make up for this with their SMS card unlock feature.
- SMS card unlock can be challenging for fleets where drivers don’t like using tech or personal phones for fuel purchases, and companies may need to reimburse drivers for phone use or provide company phones.
Good fit if: You want a card with more tech features and the ability to capture field expenses.
4. Motive
The Motive fuel card is a modern fleet card accepted nationwide anywhere Mastercard is accepted. It offers discounts at 35,000 locations with no out-of-network fees, and it’s an especially strong fit for fleets already using Motive’s telematics and GPS platform.
How Motive Compares to the Citgo Fuel Card
| Motive | CITGO | |
| Accepting locations | Anywhere Mastercard is accepted | 4,300+ CITGO stations, 95% of fuel stations |
| Discounts | Up to 21¢/gal at 35,000 stations | Up to 7¢/gal at CITGO stations |
| Monthly fee | $5 per card | $2 per card |
| Out-of-network fee | $0 | $1.25 per swipe at a truck stop |
| Late fee | 5% | 9.99% |
| Trustpilot rating | 1.6/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Pros
- Accepted anywhere that Mastercard is accepted
- Discounts at a wider range of locations
- No transaction fees at truck stops
- Smaller late payment penalty
Cons
- Because the Mastercard network has fewer purchase restrictions than traditional fleet card networks, Motive uses mobile app and SMS card-unlock features to add an extra layer of control.
- Like other fintech fuel cards, mobile app and SMS card unlock can be challenging for fleets where drivers don’t like using tech or personal phones for fuel purchases, and companies may need to reimburse drivers for phone use or provide company phones.
Good fit if: You want to try a card with more discount locations and tech features. Great fit if you are already using Motive telematics products.
5. Fuelman
Fuelman is one of the largest fuel card providers in the U.S. and competes directly with WEX, the network and platform that powers the Citgo fuel card. It’s accepted at about 60,000 gas stations and truck stops nationwide and offers several subscription plans, each with different pricing structures and fees.
How Fuelman Compares to the CITGO Fuel Card
| Fuelman | CITGO | |
| Accepting locations | 60,000 gas stations and truck stops | 4,300+ CITGO stations, 95% of fuel stations |
| Discounts | 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card | Up to 7¢/gal at CITGO stations |
| Monthly fee |
Monthly plan level options:
|
$2 per card |
| Out-of-network fee | $3 per transaction at select sites/merchants | $1.25 per swipe at a truck stop |
| Late fee | 17.99% | 9.99% |
| Trustpilot rating | 2.7/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Pros
- Flat discounts at 40,000 locations, not volume based
Cons
- Smaller fuel network
- Monthly fee per account is more expensive for fleets with fewer than 20 cards
- Extended network fees
- Higher late fee
Good fit if: You want a fuel card that offers flat discounts at more locations.
How to Choose the Right CITGO Fuel Card Alternative
- Choose Voyager if you want a fuel card that works at CITGO while avoiding truck stop fees, monthly card fees, and late fees. You’ll also get the stronger controls and transaction data that come with a dedicated fuel network like WEX.
- Choose RoadFlex if you want broader acceptance, discounts at more locations including CITGO, and the flexibility to manage both fuel and business expenses on one card.
- Choose Coast if you want a modern fuel card with discounts at many locations, including select CITGO stations, plus the ability to capture field purchases and other business expenses.
- Choose Motive if you want a fuel card with more discount locations and strong tech features, especially if your fleet already uses Motive telematics or GPS products.
- Choose Fuelman if you want flat fuel discounts at a large number of stations rather than discounts tied primarily to one brand like CITGO.
To explore other fuel card options, check out the top fuel cards for business.
