
Choosing between AtoB and RoadFlex isn’t just about discounts. It’s about how each card fits the way your fleet actually operates. Both are modern, Visa/Mastercard-based fuel cards with strong controls, fraud protection, and nationwide acceptance, but they’re built with slightly different use cases in mind. AtoB leans heavily toward trucking and owner-operator fleets, while RoadFlex positions itself as a flexible option for fleets across many industries.
In this guide, we break down AtoB vs. RoadFlex side by side, so you can see where they’re similar, where they differ, and which one makes more sense for your business. We’ll compare acceptance, discounts, fees, reviews, fraud protection, controls, and reporting to help you choose the best card for your fleet.
Table of Contents
- AtoB vs. RoadFlex: overview
- Accepting locations
- Discounts
- Fees
- Reviews
- Fraud Protection
- Controls and reporting
- AtoB and RoadFlex alternatives
- Which fuel card is best for your business?
AtoB vs. RoadFlex: Overview
Use this chart for a quick, side-by-side look at both fuel card companies. The details come from their websites and third party review sites, so you can clearly see where they differ.
| AtoB | RoadFlex | |
| Accepting locations | Anywhere that accepts Mastercard | Anywhere that accepts Visa |
| Discounts (per gallon) | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | 2¢/gal at all locations; up to 25¢/gal at select participating locations |
| Monthly card fee (per card) | $3-6 | $3 per card, additional fee for premium features |
| Reviews | Trustpilot: 4.7/5 | Capterra: 4.9/5 |
| Fraud protection | Fraud loss coverage up to $250,000 based on eligibility and fleet size | Fraud loss coverage |
| Controls | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
AtoB vs. RoadFlex: Accepting Locations
| AtoB | RoadFlex | |
| Accepting locations | Anywhere that accepts Mastercard | Anywhere that accepts Visa |
Both cards have broad acceptance since they run on major credit card networks. AtoB runs on the Mastercard network and RoadFlex is on the Visa network, so there’s not much difference in where you can use them as they both work at most fuel stations and truck stops nationwide.
AtoB vs. RoadFlex: Discounts
| AtoB | RoadFlex | |
| Discounts (per gallon) | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | 2¢/gal at all locations; up to 25¢/gal at select participating locations |
| Discounts on non-fuel items | Varies at select merchants | 1% cashback on all purchases |
AtoB has strong discounts at truck stops and lighter discounts at regular gas stations. RoadFlex gives you a 2¢ per gallon discount everywhere, plus bigger discounts at select locations.
Neither card publishes exact discounts by station brand, so the best move is to contact both, tell them the brands your drivers use most, and compare the discounts to see which one actually saves you more at the brands you use.
AtoB vs. RoadFlex: Fuel Card Fees
| AtoB | RoadFlex | |
| Monthly card fee |
|
|
| Account set-up fee | $35 | $0 |
| Credit enablement account fees | Account setup fee $75, up to 30 cents per gallon for a fixed duration of time | N/A |
| Late Fee | 9% | 3% |
Both cards are clear about their fees and follow a similar pricing structure. AtoB charges $3 per card per month for its basic plan and $6 per card per month for the premium plan, which includes additional features. Similarly, RoadFlex charges $3 per card per month for its basic plan and charges an additional monthly card fee (contact for custom pricing) for its premium plan which includes additional features.
AtoB also offers a credit enablement program for fleets that don’t qualify under their standard credit requirements. For an additional fee, this program allows businesses that are building or rebuilding credit to access a fuel card, helping them manage fuel expenses while establishing a payment history.
AtoB vs. RoadFlex: Fuel Card Reviews
Both fuel card companies have solid reviews on reputable third party review sites. AtoB fuel card has over 700 reviews averaging 4.7/5 on Trustpilot, while the RoadFlex fuel card has over 50 reviews averaging 4.9/5 on Capterra. Check out the links above to read customer reviews for both fuel cards.
AtoB vs. RoadFlex: Fraud Protection
| AtoB | RoadFlex | |
| Fraud Protection |
|
|
*Only available with premium subscription
Both cards have strong fraud protection with their basic plans, which include features like fraud loss coverage, chip-enabled cards, and real-time fraud monitoring and alerts. If you upgrade to a premium plan, you get even more protection like SMS card unlock and telematics integrations. AtoB also offers a mobile app that drivers can use to unlock cards at the pump.
AtoB vs. RoadFlex: Controls and Reporting
| AtoB | RoadFlex | |
| Card Controls | ||
| Odometer prompt | ✅ | ✅ |
| Time of day restriction | ✅ | ✅ |
| Weekend lock-out | ✅ | ✅ |
| Transaction limit | ✅ | ✅ |
| Dollar limit | ✅ | ✅ |
| Purchase alerts | ✅ | ✅ |
| Fuel card app unlock at the pump | ✅* | ❌ |
| SMS card unlock at the pump | ✅* | ✅* |
| Telematics integration to validate purchase location | ✅* | ✅* |
| Location lockout | ✅ | ✅ |
| Merchant category restrictions | ✅ | ✅ |
| Field expense receipts | ✅ | ✅ |
| Reporting | ||
| Driver & vehicle usage | ✅ | ✅ |
| MPG & CPM | ✅ | ✅ |
| GPS integration | ✅ | ✅* |
| Accounting and IFTA support | ✅ | ✅* |
| Additional Software Features | ||
| Driver pay | ✅ | ❌ |
*Only available with premium subscription
Both cards offer very similar controls and reporting. If you want to see how each platform works, you can check out the interactive demos on their websites.
One difference to note is that AtoB is built mainly for trucking companies, so it also includes a driver pay feature that lets fleets pay drivers and owner-operators directly through the same platform.
AtoB and RoadFlex Alternatives
If AtoB or RoadFlex isn’t the right fit, a universal fuel card like Voyager is worth looking at. Voyager runs on its own fleet card platform (not Visa or Mastercard), which gives you tighter network controls. By default, purchases are limited to fuel only or to fuel and maintenance, helping businesses maintain tighter spending oversight.
Voyager is accepted at about 97% of gas stations and truck stops nationwide, so it’s close to the acceptance you’d expect from a major credit card network, with the controls you expect from a traditional fuel card.
| Voyager | |
| Accepting locations | 97% of gas stations and truck stops |
| Discounts (per gallon) | 2-8¢ at select locations |
| Monthly card fee (per card) | None |
| Late Fee | None |
| Reviews | Trustpilot: 4.8/5 |
| Fraud protection | Free fraud loss coverage, real time fraud monitoring and alerts |
| Controls | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ |
If you want to explore more options, take a look at our guide to the best fleet fuel cards for business. It breaks down the top fuel cards on the market so you can compare features, fees, and acceptance side by side.
AtoB vs. RoadFlex vs. Alternatives: Which Card is Best for Your Business?
When choosing between AtoB and RoadFlex, the best option depends on the type of fleet you operate. AtoB is a strong choice for trucking and transportation companies because it’s built around truck stop fueling and long-haul workflows. It tends to deliver deeper savings at truck stops, and it includes trucking-focused features like driver pay, which can be a big advantage for fleets managing drivers and owner-operators.
RoadFlex is a good fit for local service, delivery, and mixed fleets that fuel at a wide range of gas stations and truck stops. It’s designed to be flexible across industries, with broad Visa acceptance, strong controls, and a baseline discount across all locations that works well when routes and fueling locations vary.
If you want a more traditional fleet fuel card with tighter built-in network controls since it doesn’t run on Visa or Mastercard, consider the Voyager fuel card. Voyager is accepted at about 97% of gas stations and truck stops nationwide, and by default it’s restricted to fuel only (or fuel and maintenance), and has fewer fees.


