AtoB and Coast are two of the fastest-growing fintech fuel card companies in the U.S., positioning themselves as modern alternatives to traditional fleet fuel cards. If you’re looking for simple pricing, strong discounts, and powerful fleet management tools, these two cards are worth considering.
In this comparison guide, we’ll break down accepting locations, discounts, fees, reviews, fraud protection, and reporting to help you decide which is best for your fleet.
Table of Contents
- AtoB vs. Coast: overview
- Accepting locations
- Discounts
- Fees
- Reviews
- Fraud Protection
- Controls and reporting
- AtoB and Coast alternatives
- Which fuel card is best for your business?
AtoB vs. Coast: Overview
Use this chart for a quick side-by-side comparison of the two fuel card companies. The information comes from their official websites and verified third-party customer reviews, making it easy to spot the key differences.
| AtoB | Coast | |
| Accepting locations | Anywhere that accepts Mastercard | Anywhere that accepts Visa |
| Discounts (per gallon) | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | 4-10¢/gal at gas stations |
| Monthly card fee (per card) | $3-6 | $4 |
| Reviews | Trustpilot: 4.6/5 | Capterra: 4.9/5 |
| Fraud protection | Fraud loss coverage up to $250,000 based on eligibility and fleet size | Fraud loss coverage up to $25,000 |
| Controls | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
| Best for | Long-haul trucking or mixed fleets with high fuel spend | Best for local service and delivery fleets |
AtoB vs. Coast: Accepting Locations
| AtoB | Coast | |
| Accepting locations | Anywhere that accepts Mastercard | Anywhere that accepts Visa |
Both cards offer broad acceptance since they run on major credit card networks. AtoB operates on the Mastercard network while Coast operates on the Visa network. Because of this, there’s no real difference in where you can use them as they both provide wide coverage at fuel stations and truck stops nationwide.
AtoB vs. Coast: Discounts
| AtoB | Coast | |
| Discounts (per gallon) | Estimated 45¢/gal at truck stops; estimated 5¢/gal at gas stations | 4-10¢/gal at select locations |
| Discounts on non-fuel items | Varies at select merchants | 1% cashback on all purchases |
AtoB provides deeper discounts at truck stops and smaller discounts at gas stations. Coast provides better discounts at gas stations, but does not offer discounts at truck stops. AtoB has varying discounts for non-fuel items at select brands while Coast offers 1% cashback on all non-fuel items.
If you have a trucking company that utilizes truck stops, you'll get better discounts with AtoB, but if your fleet primarily uses gas stations you'll want to consider Coast. You can also compare discounts by fuel station brands on each of their websites to see who will give you the best discounts at the stations you use.
AtoB vs. Coast: Fuel Card Fees
| AtoB | Coast | |
| Monthly card fee |
|
$4 per card |
| Account set-up fee | $35 | $0 |
| Credit enablement account fees | Account setup fee $75, up to 30 cents per gallon for a fixed duration of time | N/A |
Both cards are upfront about their fees and follow a similar pricing structure. AtoB charges $3 per card per month for its basic plan and $6 per card per month for the premium plan, which includes additional features. Coast keeps things simple with a single plan priced at $4 per active card per month.
AtoB also offers a credit enablement program for fleets that don’t meet their standard credit terms. Available for an additional fee, this option helps businesses that are building or rebuilding credit to gain access to a fuel card, making it easier to manage fuel expenses while establishing a payment history.
AtoB vs. Coast: Fuel Card Reviews
Both fuel card companies have solid reviews on reputable third party review sites. AtoB fuel card has over 700 reviews averaging 4.6/5 on Trustipilot while the Coast fuel card has over 100 reviews averaging 4.9/5 on Capterra. Check out the links above to read customer reviews for both fuel cards.
AtoB vs. Coast: Fraud Protection
| AtoB | Coast | |
| Fraud Protection |
|
|
AtoB has an app that will allow you to unlock the fuel card when you are at the gas station and then the card will lock after fueling which will prevent fraudulent transactions as the card is only active when the driver is ready to fuel. You can also integrate a telematic solution, which can verify both the vehicle’s GPS location and the merchant where fuel is purchased, while dynamically adjusting authorizations based on the vehicle’s fuel tank level. This helps prevent fuel theft, even from authorized users engaging in fraudulent activity.
Coast has a very similar security function that links every fuel card to a mobile phone via a mobile app and sms to verify the driver, vehicle, and fuel card before a purchase is made. This gives the option for a driver to text details to the Coast platform or login to the mobile app to authorize the fuel card at the pump. They also offer Telematics integration that further protects against fraud.
AtoB and Coast utilize the chip in every fuel card which greatly reduces fuel card skimming risk.
Both cards offer fraud coverage if fraud happens on your account. AtoB offer coverage up to $250,000 based on eligibility and fleet size while Coast offers coverage guarantee of $25,000 per year. Both fraud coverage amounts are more than adequate to cover most fraud claims.
AtoB vs. Coast: Controls and Reporting
| AtoB | Coast | |
| Card Controls | ||
| Odometer prompt | ✅ | ✅ |
| Time of day restriction | ✅ | ✅ |
| Weekend lock-out | ✅ | ✅ |
| Transaction limit | ✅ | ✅ |
| Dollar limit | ✅ | ✅ |
| Purchase alerts | ✅ | ✅ |
| Fuel card app unlock at the pump | ✅ | ✅ |
| Telematics integration to validate purchase location | ✅ | ✅ |
| Location lockout | ✅ | ✅ |
| Merchant category restrictions | ✅ | ✅ |
| Reporting | ||
| Driver & vehicle usage | ✅ | ✅ |
| MPG & CPM | ✅ | ✅ |
| GPS integration | ✅ | ✅ |
| Accounting and IFTA support | ✅ | ✅ |
| Additional Software Features | ||
| Driver pay | ✅ | ❌ |
| Field expense receipts | ❌ | ✅ |
The controls and reporting capabilities are very similar for both cards. You can review their interactive demos on their websites to see their fuel card platforms in action.
The Main Difference: Additional Software Features
The key differences lie in the additional software features tailored to each card’s primary customer base. AtoB, designed primarily for trucking companies, includes a driver pay feature that allows fleets to pay drivers and owner operators quickly and seamlessly through a single platform.
Coast’s platform is designed specifically for local service and delivery fleets, providing paperless expense tracking that captures fuel and non-fuel receipts, along with job codes, directly from a driver’s phone. This makes it simple for service companies to let drivers purchase job-related items, like hardware store parts, while keeping both fuel and non-fuel expenses organized on a single card
AtoB and Coast Alternatives
If AtoB or Coast isn't the right fit, you might consider a universal fuel card like the Voyager card. Unlike traditional credit card networks, Voyager operates on its own platform, providing enhanced network controls. By default, purchases are limited to fuel only or to fuel and maintenance, helping businesses maintain tighter spending oversight. Accepted at 97% of gas stations and truck stops nationwide, Voyager delivers coverage comparable to major credit cards networks while still offering the purchase restrictions businesses expect from a traditional fuel card.
| Voyager | |
| Accepting locations | 97% of gas stations and truck stops |
| Discounts (per gallon) | 2-8¢ at select locations |
| Monthly card fee (per card) | $0 |
| Reviews | Trustpilot: 4.8/5 |
| Fraud protection | Free fraud loss coverage, real time fraud monitoring and alerts |
| Controls | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ |
If you want to evaluate other alternative fuel cards, check out the best fleet fuel cards for business in 2025 to see a detailed comparison of the top business fuel cards on the market.
AtoB vs. Coast vs. Alternatives: Which Card is Best for Your Business?
When choosing between AtoB and Coast, the best option largely depends on the type of fleet you operate. AtoB is a strong choice for trucking and transportation companies, offering features for managing truck drivers, such as driver pay, along with deeper discounts at truck stops. This makes it especially beneficial for over-the-road operations where truck stop savings add up quickly.
On the other hand, Coast is better suited for local service and delivery businesses. It provides strong gas station rebates, cashback on all non-fuel purchases, and straightforward expense management tools that make field purchase tracking and oversight simple.
If you are looking for a fuel card with no card fees and stricter network controls because it does not operate on a credit card network, check out the Voyager fuel card. You can apply online for a Voyager fuel card in minutes.
