RoadFlex and Coast are popular fintech fuel card solutions designed for business fleets, providing nationwide acceptance, advanced spending controls, and comprehensive reporting tools. While both cards offer similar benefits, there are differences in discount structures, fee models, and specific features that can impact the operational costs of your fleet.
This guide offers a side-by-side comparison of RoadFlex and Coast, outlines their respective strengths and weaknesses, and examines alternative options like the Voyager fuel card to help you identify the best fit for your business.
Table of Contents
- RoadFlex vs. Coast: overview
- Accepting locations
- Discounts
- Fees
- Reviews
- Fraud protection
- Controls and reporting
- RoadFlex and Coast alternatives
- Which fuel card is best for your business?
RoadFlex vs. Coast: Overview
Check out this chart for a quick comparison of the two fuel card companies. We’ve gathered the info from their official websites and third-party reviews to highlight the main differences.
| RoadFlex | Coast | |
| Accepting locations | Anywhere that accepts Visa | Anywhere that accepts Visa |
| Discounts | 2¢/gal at all locations; up to 25¢/gal at select partner locations | 4-10¢/gal at participating gas stations |
| Monthly card fee | $3 per card, additional fees for premium features | $4 per card |
| Reviews | Capterra: 4.9/5 | Capterra: 4.9/5 |
| Fraud protection | Fraud loss coverage | Fraud loss coverage up to $25,000 |
| Controls | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |
RoadFlex vs. Coast: Accepting Locations
| RoadFlex | Coast | |
| Accepting locations | Anywhere that accepts Visa | Anywhere that accepts Visa |
Both cards run on the Visa fleet network, so they’ll work anywhere Visa is accepted. That means RoadFlex and Coast can be used at the same stations.
RoadFlex vs. Coast: Discounts
| RoadFlex | Coast | |
| Discounts | 2¢/gal at all locations; up to 25¢/gal at select partner locations | 4-10¢/gal at select partner locations |
| Discounts on non-fuel items | 1% cashback on all non-fuel purchases | 1% cashback on all non-fuel purchases |
RoadFlex offers a 2¢ per gallon discount at every station, with deeper discounts at select partner locations. Coast, on the other hand, only provides discounts at its partner stations, not everywhere the card is accepted. Both cards give you 1% cashback on non-fuel purchases. Since both fuel cards provide similar discounts, it's going to come down to which card provides the best discounts at the brands you use.
RoadFlex vs. Coast: Fuel Card Fees
| RoadFlex | Coast | |
| Monthly card fee |
|
$4 per card |
| Account set-up fee | $0 | $0 |
Both cards are transparent about their fees. RoadFlex charges $3 per card per month for its basic plan and charges additional custom pricing for its premium plan which includes additional features. Coast takes a simpler approach with one plan at $4 per active card per month, and that price includes all features.
If RoadFlex’s basic plan gives you what you need, you’ll save $1 per card each month. But if you require more features, Coast’s all-in pricing at just $1 more per card is a strong value that provides comparable features to RoadFlex’s premium plan.
RoadFlex vs. Coast: Fuel Card Reviews
Both RoadFlex and Coast have decent customer reviews, although the number of reviews are relatively small. RoadFlex averages 4.9/5 from over 50 reviews on Capterra, while Coast also comes in at 4.9/5 with over 100 reviews. Use the links above to see what customers are saying about each card.
RoadFlex vs. Coast: Fraud Protection
| RoadFlex | Coast | |
| Fraud Protection |
|
|
*Only available with RoadFlex premium subscription
RoadFlex and Coast both come with strong fraud prevention features, but Coast has one extra option: an app-based unlock at the pump. Drivers log in through the app to authorize a transaction, and once fueling is done, the card automatically locks again. RoadFlex offers a similar safeguard through SMS, letting drivers unlock their cards at the pump via text.
Both cards are EMV chip-enabled and include fraud coverage if unauthorized charges occur. RoadFlex provides coverage with no stated reimbursement cap, while Coast sets a $25,000 annual guarantee.
RoadFlex vs. Coast: Controls and Reporting
| RoadFlex | Coast | |
| Card Controls | ||
| Odometer prompt | ✅ | ✅ |
| Time of day restriction | ✅ | ✅ |
| Weekend lock-out | ✅ | ✅ |
| Transaction limit | ✅ | ✅ |
| Dollar limit | ✅ | ✅ |
| Purchase alerts | ✅ | ✅ |
| Fuel card app unlock at the pump | ❌ | ✅ |
| SMS card unlock at the pump | ✅* | ✅ |
| Telematics integration to validate purchase location | ✅* | ✅ |
| Location lockout | ✅ | ✅ |
| Merchant category restrictions | ✅ | ✅ |
| Reporting | ||
| Driver & vehicle usage | ✅ | ✅ |
| MPG & CPM | ✅ | ✅ |
| GPS integration | ✅* | ✅ |
| Accounting and IFTA support | ✅* | ✅ |
*Only available with RoadFlex premium subscription
Both cards offer nearly identical controls and reporting tools. The main difference is that some features included with Coast’s standard plan are only available in RoadFlex's premium plan. To get a better feel for how each platform works, you can check out the interactive demos available on their websites.
RoadFlex and Coast Alternatives
If RoadFlex or Coast aren't the right fit for your business, consider a universal fuel card like the Voyager fuel card. Unlike Visa or Mastercard based fuel cards, Voyager runs on its own fuel network giving you stronger fuel card controls. By default, it restricts purchases to fuel only, or fuel plus maintenance, so you get tighter control on spending. And with acceptance at 97% of gas stations and truck stops nationwide, Voyager gives you credit card level coverage with the control of a traditional fuel card.
| Voyager | |
| Accepting locations | 97% of gas stations and truck stops |
| Discounts | 2-8¢/gal at select locations |
| Monthly card fee | $0 |
| Reviews | Trustpilot: 4.8/5 |
| Fraud protection | Free fraud loss coverage, real time fraud monitoring and alerts |
| Controls | ⭐⭐⭐⭐⭐ |
| Reporting | ⭐⭐⭐⭐⭐ |
To explore other fuel card options, check out the 10 Best Fleet Fuel Cards for Business [2025]. It breaks down the top cards so you can compare features, fees, and benefits in detail.
RoadFlex vs. Coast vs. Alternatives: Which Card is Best for Your Business?
Ultimately, choosing the right fuel card depends on your fleet’s needs and operational priorities. RoadFlex and Coast are both strong options for businesses seeking flexible acceptance, robust controls, and detailed reporting. RoadFlex’s basic plan is more cost-effective for fleets focused on minimizing monthly fees, while Coast provides a streamlined approach with all features included for a flat rate. Each card delivers fraud protection and has earned decent customer reviews.
If neither option seems like the right fit, however, consider the P-Fleet Voyager card because it offers broad acceptance and robust fuel card controls. Unlike Visa or Mastercard-based solutions, Voyager operates on a closed loop network which means greater control over spending and more detailed transactions with every purchase, including driver name, vehicle information, and odometer readings. With acceptance at 97% of gas stations and truck stops nationwide, your drivers won’t have to go out of their way to fuel. For fleets seeking the nationwide acceptance of a credit card combined with the advanced controls and security features of a dedicated fuel card, Voyager stands out as a dependable, secure solution.
