CITGO Fuel Card Review: Is it the Right Gas Card for Your Business?

If your business regularly fuels at CITGO stations, the CITGO fuel card can help you earn rebates while gaining more control over your fleet's fuel spending. However, with three versions of the card, different fee structures, and varying acceptance, it’s important to understand how each option works before deciding if it’s the right fit for your business.

In this review, we break down where the CITGO fuel card is accepted, the discounts available, the fees to expect, and the fleet management tools included through the WEX platform. We’ll also cover the key pros and cons and look at a few alternatives to help you decide if the CITGO fuel card makes sense for your fleet.

Table of Contents

• CITGO fuel card: overview
• What is the CITGO fuel card?
• Where is the CITGO fuel card accepted?
• CITGO fuel card discounts
• CITGO fuel card fees
• CITGO fuel card controls and reporting
• Pros and cons of the CITGO fuel card
• CITGO fuel card alternatives
  
  

CITGO Fuel Card: Overview

What Is the CITGO Fuel Card?

The CITGO fuel card is a branded business gas card designed for companies that regularly fuel at CITGO stations and want fuel rebates along with fleet management tools and reporting.

It’s issued through WEX and comes in three versions:

• CITGO Universal Fleet Card: Accepted at CITGO locations and the WEX network, giving fleets rebates at CITGO stations and access to 95% of fuel stations nationwide.
• CITGO Fleet Select Card: Accepted only at CITGO locations and includes the same rebate program as the Universal card.
• CITGO Fleet Card: Accepted only at CITGO stations and does not include rebates, but it also does not charge monthly fees, which can make it a better option for lower volume fleets.

Because the card runs on the WEX platform, it includes WEX’s standard fleet management tools. Fleet managers can set spending limits, restrict fueling by time and day, require PIN or app based pump authorization, and access detailed purchase and tax reporting through the WEX portal.

Where Is the CITGO Fuel Card Accepted?
The CITGO Universal Fleet Card is accepted at 4,300+ CITGO locations and on the broader WEX network, giving you access to 95% of fuel stations nationwide. The CITGO Fleet Select Card and Fleet Card are accepted only at CITGO locations. Use the links below to find stations near you that accept each card.

CITGO Fuel Card Discounts

All CITGO fuel cards offer an introductory discount of 30¢ per gallon at CITGO locations for the first three months.

After the introductory period, the CITGO Universal Card and CITGO Fleet Select Card offer rebates of up to 7¢ per gallon, depending on the amount of fuel purchased at CITGO stations. The CITGO Fleet Card does not offer rebates, but it also has no monthly card fee or monthly accounting fee. See the rebate tiers below.

CITGO Universal and Fleet Select Card Rebate Tiers

CITGO Fuel Card Fees

The CITGO fuel cards have different fee structures depending on which card you choose. Below is a breakdown of the fees for each option.

CITGO Fuel Card Controls and Reporting

Controls

• Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
• PIN: Custom number assigned to each card or driver. A valid PIN must be entered to enable fueling.
• Transactions per time period: Number of fuel transactions permitted on each card per time period.
• Dollars per transaction: Dollar amount a driver can purchase per transaction.
• Dollars per day or week: The number of dollars a driver can purchase in a day or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Fraud protection: 24/7 fraud monitoring.

Reporting

• Real-time monitoring: Spending alerts sent immediately after each transaction.
• Purchase activity report: Monitor all fuel and maintenance purchases.
• Custom reports: Set your own criteria to create custom exception, transaction summary, and transaction detail reports.
• Summary reports: Run financial summary, site summary, and exception summary reports.
• Tax exemption reports: For qualified tax-exempt businesses, view tax information at both the transaction and summary level, and include all tax exemptions that can be applied to your account.
  
  

Pros and Cons of the CITGO Fuel Card

Pros

• Discounts at CITGO stations
• Easy to use fuel card management portal

Cons

• Transaction fees at truck stops
  
  

CITGO Fuel Card Alternatives

If you want to see how the CITGO fuel card compares to other options, check out these CITGO fuel card alternatives.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage