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Best CITGO Fuel Card Alternatives for Business Fleets
If you’re currently using or considering the CITGO fuel card, it can be a good option for fleets that fuel regularly at CITGO stations and want the...
5 min read
Broderic Fernow
:
Updated on July 28, 2026
If you’re currently using or considering the Shell fuel card, it’s a good option if your business primarily fuels at Shell, since you’ll get discounts at those stations. However, fueling elsewhere can lead to out-of-network fees that increase your overall fuel costs.
There are several strong Shell fuel card alternatives that provide broader acceptance, better pricing structures, or fewer fees, depending on how your fleet fuels. Some cards focus on nationwide flexibility, while others offer higher per-gallon savings or modern features like app-based controls.
In this guide, we break down the best Shell fuel card alternatives, including how they compare on acceptance, discounts, fees, and features, so you can find the option that delivers the most value for your business.
| Fuel Card | Discounts | Monthly Fee | Late Fee | Accepting Locations | Trustpilot Rating |
| Voyager | 3-8¢/gal at select locations | None | None | 97% of gas stations and truck stops | 4.8/5 |
| Motive | Up to 21¢/gal at 35,000 stations | $5 per card | 5% | Anywhere Mastercard is accepted | 1.6/5 |
| Coast | 4-9¢/gal at select locations | $4 per card | 2.5% | Anywhere that accepts Visa | N/A |
| CFN | Estimated 35¢/gal at discount locations | None | None | 3,000 discount locations; 65,000 gas stations and truck stops | 4.8/5 |
| Fuelman | 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card | $39-99 for the account | 17.99% | 60,000 gas stations and truck stops | 2.7/5 |
The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including both major brands and independent locations. Its wide acceptance with no out-of-network fees makes it a strong option for businesses of all sizes and industries.
| Voyager | Shell | |
| Accepting locations | 97% of fuel stations nationwide | 12,000 Shell stations, 95% of fuel stations |
| Discounts | 3-8¢/gal at select locations | Up to 6¢/gal at Shell locations |
| Monthly fee | $0 | $2 per card |
| Out-of-network fee | $0 | Up to $1 per transaction at non-Shell branded locations, $1.25 at truck stops |
| Late fee | $0 | 9.99% |
| Trustpilot rating | 4.8/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Good fit if: You want a fuel card that works at Shell while avoiding out-of-network, monthly, and late fees. You’ll also benefit from the strong controls and data capture that come with a card running on a dedicated fuel network like WEX, which powers the Shell fuel card
The Motive fuel card is a modern fleet card with nationwide acceptance anywhere Mastercard is accepted. It offers discounts at 35,000 locations and no out-of-network fees. Motive is primarily known for its telematics platform, so the fuel card is a natural fit for fleets already using Motive GPS.
| Motive | Shell | |
| Accepting locations | Anywhere Mastercard is accepted | 12,000 Shell stations, 95% of fuel stations |
| Discounts | Up to 21¢/gal at 35,000 stations | Up to 6¢/gal at Shell locations |
| Monthly fee | $5 per card | $2 per card |
| Out-of-network fee | $0 | Up to $1 per transaction at non-Shell branded locations, $1.25 at truck stops |
| Late fee | 5% | 9.99% |
| Trustpilot rating | 1.6/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Good fit if: You want to try a card with broader acceptance and more tech features. Great fit if you are already using Motive telematics products.
Coast is a fintech company that offers a fleet fuel card with nationwide acceptance anywhere Visa is accepted. It’s built for fleets of all sizes across different industries. Instead of a traditional swipe process, drivers use the Coast mobile app or SMS to authorize purchases at the pump. This can improve security and data tracking, but may not be ideal for teams that prefer a simpler swipe and go experience.
| Coast | Shell | |
| Accepting locations | Anywhere that accepts Visa | 12,000 Shell stations, 95% of fuel stations |
| Discounts | 4-9¢/gal at select locations | Up to 6¢/gal at Shell locations |
| Monthly fee | $4 per card | $2 per card |
| Out-of-network fee | $0 | Up to $1 per transaction at non-Shell branded locations, $1.25 at truck stops |
| Late fee | 2.5% | 9.99% |
| Trustpilot rating | N/A | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Good fit if: You want a card with more tech features and the ability to capture field expenses
The CFN fuel card is designed for fleets in the Western U.S., with a focus on cost-plus pricing at 3,000 cardlock locations across states like California, Oregon, Washington, Arizona, and Nevada. It also provides access to 65,000 gas stations and truck stops nationwide, giving fleets broader coverage when needed.
CFN is popular in the West because fuel prices at these cardlock sites are often lower than retail stations. The card also has no monthly or late fees, making it a simple and cost-effective option for fleets that want consistent access to discounted fuel without added account costs.
| CFN | Shell | |
| Accepting locations | 3,000 discount locations; 65,000 gas stations and truck stops | 12,000 Shell stations, 95% of fuel stations |
| Discounts | Estimated 35¢/gal at discount locations | Up to 6¢/gal at Shell locations |
| Monthly fee | None | $2 per card |
| Out-of-network fee | $0 | Up to $1 per transaction at non-Shell branded locations, $1.25 at truck stops |
| Late fee | None | 9.99% |
| Trustpilot rating | 4.8/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Good fit if: Your fleet operates in the Western U.S., CFN can be a strong alternative to Shell, since both have a strong network presence in that region.
Fuelman is one of the largest fuel card providers in the U.S. and a direct competitor to WEX, the network behind the Shell fuel card. It’s accepted at about 60,000 gas stations and truck stops, and offers multiple subscription tiers, each with its own pricing structure and fees.
| Fuelman | Shell | |
| Accepting locations | 60,000 gas stations and truck stops | 12,000 Shell stations, 95% of fuel stations |
| Discounts | 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card | Up to 6¢/gal at Shell locations |
| Monthly fee |
Monthly plan level options:
|
$2 per card |
| Out-of-network fee | $3 per transaction at select sites/merchants | Up to $1 per transaction at non-Shell branded locations, $1.25 at truck stops |
| Late fee | 17.99% | 9.99% |
| Trustpilot rating | 2.7/5 | 4.3/5 (WEX Capital), 1.3/5 (WEX) |
Good fit if: You want a fuel card that offers flat discounts at more locations.
To explore other fuel card options, take a look at the top fuel cards for business.
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