Irving Fuel Cards Review: Which Card is Right for Your Fleet?

If your business fuels in the Northeast, Irving Oil offers two different fleet fuel cards designed for different types of fleets and fueling needs. The Irving 24 Card is built for over-the-road trucking fleets that need access to truck stops and commercial fueling lanes, while the Irving Commercial Card is designed for local and regional businesses that primarily fuel at Irving retail gas stations.

Both cards offer fuel discounts, no application or annual fees, and access to the EFS-powered Fuel Genius management platform with advanced controls, fraud protection, and reporting tools. Depending on how and where your fleet fuels, one card may be a much better fit than the other.

In this review, we break down the differences between the Irving fuel cards, including where they’re accepted, how their discounts work, their fees, and the controls and reporting features included. We’ll also cover the pros, cons, and alternatives to help you decide which Irving fuel card is right for your fleet.

Irving Fuel Card Comparison

What Are the Irving Fuel Cards?

Irving Oil offers two different fleet fuel cards designed for different types of businesses and fleets: the Irving 24 Card and the Irving Commercial Card.

The Irving 24 Card is designed for over-the-road (OTR) trucking fleets that need access to commercial fueling lanes at truck stops. It’s accepted at 90+ Irving 24 truck stops across New England and throughout the EFS network, giving fleets access to 16,000 fuel locations nationwide. The card also offers discounts at Irving 24 locations and participating partner fuel stations.

The Irving Commercial Card is designed more for local and regional fleets, and small-to-medium businesses that primarily fuel at Irving retail gas stations. It’s accepted at more than 300 Irving Oil gas stations across the New England area and offers volume-based fuel rebates based on annual fuel purchases.

Both fuel cards include access to the Fuel Genius portal powered by EFS, which provides fleet managers with purchase controls, transaction monitoring, reporting tools, and real-time fraud alerts. Neither card charges application fees, annual fees, or replacement card fees.

Where Are the Irving Fuel Cards Accepted?

The Irving 24 Card is designed for over-the-road (OTR) trucking fleets. It’s accepted at Irving 24 truck stops which have commercial fueling lanes, as well as 16,000 locations across the EFS network, which is primarily focused on trucking fleets and truck stops.

The Irving Commercial Card is designed for local and regional fleets and is accepted at more than 300 Irving Oil retail gas stations.

Irving Fuel Cards Discounts

Both fuel cards offer fuel discounts. The Irving 24 Card provides discounts at Irving 24 truck stops and thousands of partner truck stop locations, while the Irving Commercial Card offers volume-based rebates at Irving gas stations.

Irving Fuel Cards Fees

Neither fuel card charges application fees, annual fees, or replacement card fees. No other mention of fees are listed on their website, so it’s a good idea to ask a sales representative about any potential additional fees before signing up.

Irving Fuel Cards Controls and Reporting

With both fuel cards, you’ll get access to the Fuel Genius portal, which connects to the EFS fuel card management platform. Here are the controls and reporting features included with the EFS system.

Controls

• Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
• Authorized fueling locations: Control where cards can be used by adding/removing approved locations.
• Purchase limits: Set purchase limits and customize limits at the individual card level.
• Product limits: Choose which non-fuel item categories a fuel card has access to.
• Custom policy prompts: Use card prompts such as driver ID, unit number, hubometer, and more that validate the sale at the point of purchase and capture additional data before fueling is authorized.
• One-time cash advance: Create a one-time cash advance or remove cash access when needed.
• Cash/ATM access: Employees can access cash through thousands of ATMs and participating debit retailers.
• Overrides: Perform overrides when a legitimate purchase needs an exception.
• MoneyCodes: Fleet managers can issue MoneyCodes to pay for items and services drivers need.
• Telematics-based fraud controls (SecureFuel): Combine truck telematics and card transaction data to flag suspicious activity and report driver proximity and tank level after fueling.

Reporting

• Real-time alerts (SecureFuel): Triggers alerts when purchase irregularities are detected using telematics and transaction data.
• Transaction report: See detailed transactions by account, card, driver, vehicle, etc.
• Rejected transaction report: See declined authorizations and reasons why they were declined.
• Enhanced transaction report: Create a custom transaction report by choosing the data you want to include and how it’s organized in your report columns.
• Fuel Audit & Reconciliation: Discount reconciliation, individual transaction verification, driver compliance reporting, benchmarking/competitive analysis, and more.
• Fuel tax reporting: Capture and prepare IFTA, IRP, and individual state fuel tax reports.
  
  

Pros and Cons of the Irving Fuel Cards

Pros

• Discounts at Irving 24, Irving Oil gas stations, and thousands of other partner fuel stations
• Robust fuel card controls and reporting platform

Cons

• The Irving Commercial Card is only accepted at Irving locations
  
  

Irving Fuel Cards Alternatives

If you want to compare other fuel card options, check out the 10 best fuel cards for business.

One strong alternative to consider is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage