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6 min read

Best Motive Fuel Card Alternatives for Businesses

Best Motive Fuel Card Alternatives for Businesses

 

Motive is a popular fuel card, especially for businesses that already use Motive's telematics or other fleet management software. However, it may not be the right fit for every business. Some fleets want a fuel card with no monthly card fees, others prefer the stronger controls and reporting that come with a dedicated fuel network, and some are looking for better discounts or features that are better suited to their industry.

In this guide, we'll compare the best Motive fuel card alternatives for business fleets, looking at their discounts, fees, accepting locations, and key features to help you find the right fuel card for your company.

Table of Contents

Motive Fuel Card Alternatives Comparison

Fuel Card Discounts Monthly Fee Late Fee Accepting Locations Trustpilot Rating
Voyager 3-8¢/gal at select locations None None 97% of gas stations and truck stops 4.7/5
RoadFlex 2¢/gal at all locations; up to 25¢/gal at select participating locations $3 per card, additional fee for premium features 3% Anywhere Visa is accepted N/A
AtoB Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations $3-6 per card 9% Anywhere Mastercard is accepted 4.6/5
Coast 4-9¢/gal at select locations $4 per card 2.5% Anywhere that accepts Visa N/A
WEX 3-15¢/gal at WEX nationwide savings network locations. 1-3¢/gal at other participating locations. Up to 8¢/gal with branded cards. Up to $4 per card 11.99% Accepted at 95% of fuel stations nationwide (180,000 locations)  3.9/5 (WEX Capital),   1.2/5 (WEX)
Fuelman 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card  $39-99 for   the account 17.99% 60,000 gas stations and truck stops 2.6/5  

 

Top Motive Fuel Card Alternatives

1. Voyager

The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including both major brands and independent locations. Its wide acceptance and no monthly card fees make it a strong option for businesses of all sizes and industries.

How Voyager Compares to Motive

  Voyager Motive
Accepting locations 97% of fuel stations nationwide Anywhere Mastercard is accepted
Discounts 3-8¢/gal at select locations Up to 21¢/gal at 35,000 stations
Monthly fee $0 $5 per card
Out-of-network fee $0 $0
Late fee $0 5%
Trustpilot rating  4.7/5  1.5/5

 

Pros

  • No monthly card fees
  • No late fees
  • Dedicated fuel network that captures level III data

Cons

  • Limited to fuel and maintenance purchases only
  • Fewer discount locations

Good fit if: You want a fuel card with no monthly card fees or late fees that offers the stronger controls and data capture available through a dedicated fuel network. 

2. RoadFlex

The RoadFlex fuel card is also a fintech fuel card built for broad acceptance and flexible expense management. Instead of a traditional fuel card, it works more like a business charge card and is accepted anywhere Visa is accepted, giving businesses more flexibility in how they spend.

How RoadFlex Compares to Motive

  RoadFlex Motive
Accepting locations Anywhere Visa is accepted  Anywhere Mastercard is accepted
Discounts 2¢/gal at all locations; up to 25¢/gal at select participating locations Up to 21¢/gal at 35,000 stations
Monthly fee $3 per card, additional fee for premium features  $5 per card
Out-of-network fee $0 $0
Late fee 3% 5%
Trustpilot rating N/A  1.5/5

 

Pros

  • Accepted anywhere Visa is accepted
  • Deeper discounts at some locations

Cons

  • You have to pay a higher monthly fee to access premium features
  • Like Motive, the RoadFlex card runs on a fleet credit card network (Visa), which has fewer purchase restrictions than traditional fleet card networks, so RoadFlex adds control with SMS and mobile app unlock. This can be a challenge for fleets where drivers don’t want to use personal phones, and companies may need to reimburse phone use or provide company devices.

Good fit if: You like Motive's fintech approach, but want to try a different fuel card provider.

3. AtoB

AtoB is a fintech company that offers a fleet fuel card accepted nationwide on the Mastercard network. It’s more focused on trucking and over-the-road (OTR) fleets than Motive, with its largest discounts typically available at truck stops and added features like driver pay.

How AtoB Compares to Motive

  AtoB Motive
Accepting locations Anywhere Mastercard is accepted Anywhere Mastercard is accepted
Discounts Estimated 42¢/gal on diesel at truck stops; estimated 5¢/gal at gas stations Up to 21¢/gal at 35,000 stations
Monthly fee
  • Flat fee of $15 per account for 1-5 cards
  • Basic tier - $3 per card
  • Premium tier - $6 per card
$5 per card
Out-of-network fee $0 $0
Late fee 9% 5%
Trustpilot rating 4.6/5  1.5/5

 

Pros

  • Accepted anywhere Mastercard is accepted
  • Bigger discounts at truck stops
  • Added OTR features such as driver pay

Cons

  • Slightly higher monthly card fee if you want premium features
  • Higher late payment fee
  • Like Motive, the AtoB card runs on the Mastercard fleet network, which has fewer purchase restrictions than traditional fleet card networks, so AtoB adds control with SMS and mobile app unlock. This can be a challenge for fleets where drivers don’t want to use personal phones, and companies may need to reimburse phone use or provide company devices.

Good fit if: You run an OTR trucking company that can take advantage of deeper truck stop discounts and features like driver pay to manage drivers on the road.

4. Coast

Coast is a fintech company that offers a fleet fuel card with nationwide acceptance anywhere Visa is accepted. Its platform and management portal are designed for fleets of all sizes across different industries. Unlike traditional fuel cards, drivers use the Coast mobile app or SMS at the pump to authorize purchases. 

How Coast Compares to Motive

   Coast  Motive
Accepting locations  Anywhere that accepts Visa  Anywhere Mastercard is accepted
Discounts  4-9¢/gal at select locations  Up to 21¢/gal at 35,000 stations
Monthly fee  $4 per card  $5 per card
Late fee  2.5%  5%
Trustpilot rating  N/A  1.5/5

 

Pros

  • Accepted anywhere Visa is accepted
  • Smaller late payment fee

Cons

  • Like Motive, the Coast card runs on a fleet credit card network (Visa), which has fewer purchase restrictions than traditional fleet card networks, so Coast adds control with SMS and mobile app unlock. This can be a challenge for fleets where drivers don’t want to use personal phones, and companies may need to reimburse phone use or provide company devices.

Good fit if: You like Motive's fintech approach, but want to try a different fuel card provider.

5. WEX

WEX is the largest fuel card provider in the U.S., running on a dedicated fuel network with acceptance at about 95% of gas stations and truck stops nationwide. It also offers a range of branded fuel cards for specific chains, which provide discounts at those locations.

How WEX Compares to Motive

  WEX Motive
Accepting locations 95% of fuel stations nationwide Anywhere Mastercard is accepted
Discounts 3-15¢/gal at WEX nationwide savings network locations. 1-3¢/gal at other participating locations. Up to 8¢/gal with branded fuel cards. Up to 21¢/gal at 35,000 stations
Monthly fee Up to $4 per card $5 per card
Out-of-network fee Up to $3 per transaction at truck stop diesel lanes $0
Late fee  11.99% 5%
Trustpilot rating 3.9/5 (WEX Capital), 1.2/5 (WEX) 1.5/5

 

Pros

  • Accepted at 95% of fuel stations
  • Large discount network
  • Dedicated fuel network that captures level III data

Cons

  • Transaction fees at truck stop diesel lanes
  • Other line item fees

In-depth comparison: WEX vs. Motive

Good fit if: You want a fuel card that’s widely accepted, offers discounts, and still gives you the greater level of control you get with a dedicated fuel network.

6. Fuelman

Fuelman is one of the largest fuel card providers in the U.S., accepted at about 60,000 gas stations and truck stops. It offers multiple subscription plans, each with its own pricing and fees. One of its biggest advantages is flat discounts at 40,000 locations, so you get consistent rebates across its discount network.

How Fuelman Compares to Motive

  Fuelman Motive
Accepting locations 60,000 gas stations and truck stops Anywhere Mastercard is accepted
Discounts 8¢/gal for mixed fleet card; up to 12¢/gal for diesel fleet card Up to 21¢/gal at 35,000 stations
Monthly fee

Monthly plan level options:

  • Basic - $39 per account
  • Pro - $59 per account
  • Enterprise - $99 per account
$5 per card
Out-of-network fee  $3 per transaction at select   sites/merchants $0
Late fee 17.99% 5%
Trustpilot rating  2.6/5     1.5/5

 

Pros

  • Consistent discounts at 40,000 locations
  • Dedicated fuel network that captures level III data

Cons

  • Accepted at fewer stations compared to other cards on this list
  • Monthly fee per account is more expensive for fleets with fewer than 8 cards
  • Extended network fees
  • Higher late fee

In-depth comparison: Fuelman vs. Motive

Good fit if: You want a fuel card that offers flat discounts at more locations.

How to Choose the Right Motive Fuel Card Alternative

  • Choose Voyager if you want a traditional fleet fuel card with no monthly card fees and the stronger controls and transaction data capture that come with a dedicated fuel network.
  • Choose RoadFlex or Coast if you like Motive's fintech approach, but want to try a different fuel card provider.
  • Choose AtoB if you operate an over-the-road trucking fleet and want larger truck stop discounts along with features like driver pay.
  • Choose WEX if you want a dedicated fuel card with broad nationwide acceptance, a large discount network, and branded fuel card options.
  • Choose Fuelman if you prefer consistent flat discounts at thousands of locations.

To compare even more options, check out the best fuel cards for business to see how the leading fleet cards stack up on discounts, fees, acceptance, and features.

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