Comdata vs. Fuelman: Fleet Fuel Card Comparison [2027]

Comdata and Fuelman are two well known fuel card providers owned by the same parent company, Corpay, but they offer very different programs. Comdata focuses primarily on over-the-road trucking companies, with fuel discounts at major truck stops. Fuelman offers broader station acceptance and consistent rebates on both gas and diesel, making it a good option for fleets that need more flexibility in where they fuel.

But fuel discounts are only part of the equation. Monthly fees, fraud protection, purchasing controls, and where your drivers can use their cards all play a role in choosing the right program.

In this guide, we'll compare Comdata and Fuelman side by side, including their discounts, fees, accepting locations, and features. We'll also look at a couple of alternatives to help you decide which fuel card makes the most sense for your business.

Comdata vs. Fuelman: Overview

Use this chart to quickly compare the two fuel cards. We've gathered information from their websites and third-party review sites to help you see the key differences.

Comdata vs. Fuelman: Accepting Locations

Comdata is designed primarily for over-the-road trucking companies and is accepted at 8,000 truck stops nationwide. Fuelman, on the other hand, is a universal fuel card accepted at 60,000 gas stations and truck stops across the country.

Both Fuelman and Comdata also offer Mastercard versions of their fuel cards, which can be used anywhere Mastercard is accepted. However, the discounts and fees are different from their standard fuel card programs.

Comdata vs. Fuelman: Discounts

Comdata offers cash pricing plus additional fuel discounts at truck stops, where most over-the-road trucking companies fuel. Cash prices can be 10-20¢ per gallon cheaper than credit prices, which is what you typically pay with fuel cards.

Fuelman, on the other hand, offers consistent rebates at 40,000+ discount locations nationwide. Unlike Comdata, Fuelman's discounts don't vary by location or brand, so you know how much you'll save per gallon at any participating station.

However, the discount amount depends on which Fuelman card you choose. The Mixed Fleet Card offers an 8¢ per gallon rebate on gas and diesel, while the Diesel Fleet Card offers a 12¢ per gallon rebate on diesel purchases.

Comdata vs. Fuelman: Fuel Card Fees

Comdata offers three plans: Simple Saver ($0), Smart Fleet ($8 per card per month), and Total Advantage ($129 per account per month). Each plan offers additional discount opportunities as you upgrade.

Comdata also offers a fuel card and factoring bundle that provides additional discounts and reduced fees when you use both services. For larger fleets with more than 20 trucks, custom pricing plans are also available.

Fuelman, on the other hand, offers three plans with monthly fees charged per account rather than per card: Basic ($39), Pro ($59), and Enterprise ($99). Each plan includes additional features and support as you upgrade.

One important thing to consider is that Fuelman's Basic plan doesn't include fraud loss coverage. If you want this protection, you'll need to upgrade to the Pro or Enterprise plan.

Comdata vs. Fuelman: Fuel Card Reviews

Comdata has a low 1.3-star rating on Trustpilot, compared to Fuelman's 3.3-star rating. Take some time to read through the reviews to see what customers like about each company and any common complaints. 

Comdata vs. Fuelman: Fraud Protection

Fuelman offers fraud loss coverage of up to $10,000 per card or up to $25,000 per account annually with its Pro and Enterprise plans. Comdata, on the other hand, doesn't advertise fraud loss coverage on its website.

However, Comdata does offer additional security features to help prevent fraudulent purchases. One of these is OneClick, which allows drivers to activate their fuel cards through the mobile app when they're ready to fuel. Once fueling is complete, the activation times out to prevent unauthorized purchases.

Comdata also offers Proximity Solutions, which uses telematics data to verify the vehicle's location and fuel tank capacity before approving a transaction. Purchases can be declined if the vehicle isn't near the station or the amount of fuel exceeds the vehicle's tank capacity.

These additional security features help reduce the risk of fuel card fraud by making sure purchases are being made at the right location and for the right vehicle.

Comdata vs. Fuelman: Controls and Reporting

Both Comdata and Fuelman offer strong purchasing controls and reporting. However, Comdata has additional fraud prevention features, including OneClick and Proximity Solutions, which we covered in more detail in the fraud protection section.

Comdata also offers cash advances and lumper payments, which can be important features for over-the-road trucking companies that need to cover these expenses while drivers are on the road.

Comdata and Fuelman Alternatives

If Comdata and Fuelman don't offer what you're looking for, here are two other fuel cards worth considering.

CFN Fuel Card 

The CFN fuel card is a good option for companies operating in California, Oregon, Washington, Arizona, and Nevada. CFN provides access to 3,000 commercial cardlock locations with cost-plus fuel pricing, along with 65,000 gas stations and truck stops nationwide.

One of the biggest advantages of CFN is its cost-plus fuel pricing, which is often lower than retail prices. Many trucking companies in the West use CFN because its cardlock network offers more locations accessible to 18-wheelers than traditional truck stops in certain areas

Voyager Fuel Card

Voyager is accepted at 97% of gas stations and truck stops nationwide, giving drivers more options for where they can fuel. It also operates on a dedicated fuel network with purchasing controls that allow businesses to limit purchases to fuel only or fuel and maintenance.

Unlike Comdata and Fuelman, Voyager has no monthly card fees, transaction fees, or late fees, making it a good option for companies that want nationwide acceptance and strong purchasing controls without the additional fees.

Here's a quick comparison of these alternative fuel cards:

If you're still exploring your options, check out our guide to the best fleet fuel cards for businesses. We compare the top fuel cards side by side so you can see how they stack up on fees, discounts, accepting locations, and features.

Comdata vs. Fuelman vs. Alternatives: Which Card Is Best for Your Business?

Both Comdata and Fuelman are good options for managing fleet fuel expenses, but the better choice depends on where your drivers fuel and which features your business needs.

Comdata is a good option if you:

• Operate an over-the-road trucking company that primarily fuels at truck stops
• Want cash pricing plus additional fuel discounts at major truck stop brands
• Need cash advances and lumper payments for your drivers

• Want additional fraud prevention features like OneClick and Proximity Solutions 

Fuelman is a good option if you:

• Operate a fleet that needs to fuel at gas stations and truck stops
• Want consistent fuel rebates at 40,000+ discount locations nationwide
• Prefer monthly account fees rather than paying per card

• Want fraud loss coverage through its Pro or Enterprise plans

CFN is worth considering if you:

• Operate a fleet in the Western U.S.
• Want access to cost-plus fuel pricing at commercial cardlock locations
• Want to avoid monthly card fees and late fees
• Want free fraud coverage

Voyager is a good option if you:

• Need broad acceptance at 97% of gas stations and truck stops nationwide
• Want to avoid monthly card fees, transaction fees, and late fees
• Want free fraud coverage

Ultimately, Comdata stands out for its truck stop discounts and over-the-road trucking features, while Fuelman offers wider acceptance and consistent fuel rebates. CFN is a strong alternative for fleets in the West looking for cost-plus fuel pricing, while Voyager is worth considering for businesses that want nationwide acceptance without additional card fees.