Love's Fuel Card vs. Pilot Flying J's Axle Fuel card: Compare Discounts, Fees, Acceptance, and More

Love's and Pilot Flying J are two of the largest truck stop chains in the country, and both offer fuel cards designed specifically for trucking companies. The cards have a lot in common, including no monthly fees, fuel discounts, strong purchase controls, and reporting tools. However, there are some important differences in their discounts, accepting locations, and fueling technology.

In this guide, we'll compare the Love's fuel card and Pilot Flying J's Axle fuel card to help you determine which one is the better fit for your trucking company.

Love's vs. Pilot Flying J's Axle Fuel Card: Fuel Card Comparison

Love's vs. Pilot: Accepting Locations 

Both Love's and Pilot Flying J are proprietary fuel cards, which means they can only be used within their respective truck stop networks. Pilot has a slightly larger network, including independent truck stops that are part of the One9 Fuel Network. However, because Love's and Pilot are direct competitors, their truck stops are often located along the same major trucking routes, making their nationwide coverage fairly similar.

Use the links below to find Love's and Pilot Flying J locations along your routes.

Find station locations:

• Find Love's truck stops
• Find Pilot Flying J truck stops
  
  

Love's vs. Pilot: Discounts 

Both fuel cards offer discounts at their locations. The Love's fuel card offers discounts of up to 25¢ per gallon off the cash price, or up to 50¢ per gallon if you use Love's Freight Factoring services. The Pilot Flying J fuel card offers discounts up to 65¢ per gallon.

Love's vs. Pilot: Fuel Card Fees 

Both fuel cards have no monthly fees, transaction fees, or membership fees. Pilot charges a 20% late fee if you don't pay your invoice on time, while Love's does not disclose a late fee on its website.

Love's vs. Pilot: Fuel Card Controls and Reporting 

Both fuel cards offer similar controls and reporting features. The biggest difference is that the Love's fuel card runs on the QuickQ platform, which offers cardless RFID fueling. Instead of swiping a fuel card at the pump, drivers use an RFID tag tied to the vehicle to authorize fuel purchases. This can help reduce fraud because there isn't a physical card to swipe or skim at the pump.

Love's and Pilot Fuel Card Alternatives

Love's and Pilot Flying J can both be good options for trucking companies that regularly fuel at their truck stops. However, both cards are proprietary, which means drivers are limited to their respective fueling networks. If you want more flexibility in where your drivers fuel, CFN and Voyager are two alternatives to consider.

CFN Fuel Card

For trucking companies operating in the Western U.S., the CFN fuel card provides access to more than 3,000 discount cardlock locations with cost-plus fuel pricing. Many CFN locations also have 18-wheel access, making the card a good alternative for trucking fleets that want discounted diesel without relying exclusively on traditional truck stops. Drivers can also use the card at more than 65,000 gas stations and truck stops nationwide when they're outside the CFN cardlock network.

Voyager Fuel Card

For trucking companies that need broader station acceptance, the Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide. This gives drivers more flexibility to choose where they fuel instead of being limited to Love's or Pilot Flying J locations. Voyager also has no monthly card fees or late fees and provides the controls and reporting features of a dedicated fleet card.

Here's how these alternatives compare:

You can also compare more trucking fuel card options in our guide to the best fuel cards for trucking companies.

Love's vs. Pilot: Which Card is Best for Your Business?

Choose Love's if your drivers regularly fuel at Love's locations and you want cash-price discounts with no monthly fees. It's also the better option if fraud prevention is a priority, since the QuickQ platform offers cardless RFID fueling that ties fuel purchases directly to the vehicle.

Choose Pilot Flying J Axle if your drivers regularly fuel at Pilot, Flying J, or One9 locations and you want the opportunity to save up to 65¢ per gallon. Pilot also has a slightly larger network, with more than 850 participating truck stops nationwide.

Ultimately, both cards are good options for trucking companies that regularly fuel within their respective networks. Since both cards can only be used at participating locations, compare Love's and Pilot locations along your most common routes and choose the card that gives your drivers the best combination of coverage and fuel savings.