Best Comdata Fuel Card Alternatives for Business Fleets

If you’re considering a Comdata fuel card or already using one and exploring other options, it’s worth comparing how it stacks up against other fleet cards. Comdata is widely used by trucking fleets for its truck stop discounts and control features, but it may not be the best fit for every operation.

Some business fleets may prefer a card with fewer fees, broader acceptance beyond truck stops, or a different pricing model.

This guide highlights some of the best Comdata fuel card alternatives to consider. Instead of repeating a full Comdata review, we’ll compare five options for fleet managers to evaluate when they want different pricing structures or more flexibility in where they fuel.

Quick Comparison of Comdata Alternatives

Best Comdata Alternatives

1. Mudflap

The Mudflap fuel card is a Visa fleet card designed for owner-operators and small to mid-sized trucking fleets that want to get discounts at truck stops. It has no monthly fees and provides discounted fuel pricing at more than 3,600 in-network truck stops, where fleets can access some of the strongest per gallon discounts in the market.

Because the card runs on the Visa network, it can be used at any location that accepts Visa, giving fleets nationwide coverage. However, the largest discounts are within Mudflap’s in-network truck stop locations, while out-of-network purchases receive smaller savings.

How Mudflap Compares to Comdata

Pros

• No monthly fees
• More accepting locations
• Smaller late fee

Cons

• Visa network has fewer purchase restrictions than traditional fleet card networks
• Smaller discounts at out-of-network locations
  
  

Good fit if: You want a fuel card that gets strong discounts at truck stops like Comdata, but without the monthly fees.

2. EFS

The EFS fuel card is one of WEX's over-the-road (OTR) trucking focused fleet cards designed for mid-sized and large fleets that want access to a network of 16,000 truck stops nationwide. EFS provides fuel pricing based on customer agreements,  offering cash price at in-network truck stops, with discounts and fees that vary depending on the size of the fleet and negotiated terms. This makes it a flexible option for fleets that want custom pricing tailored to their fuel volume and operations.

How EFS Compares to Comdata

Pros

• More accepting truck stops 
• Custom pricing for your account

Cons

• You have to contact EFS to find out how pricing and fees compare to other fuel cards

In-depth comparison: EFS vs. Comdata

Good fit if: You operate a mid-sized to large fleet and want a fuel card that runs on a dedicated fuel network like Comdata, but has different fees, discount opportunities, and more accepting locations.

3. CFN

The CFN fuel card is designed for business fleets in the Western U.S., with a focus on cost-plus fuel pricing at 3,000 cardlock locations, primarily in California, Oregon, Washington, Arizona, and Nevada. It also provides access to 65,000 gas stations and truck stops nationwide, giving fleets coverage for both local and regional operations.

CFN is widely used by fleets in the West because there are more cardlock locations with 18-wheel access than traditional truck stops, and pricing at these CFN sites is often lower than retail fuel prices. The card also has no monthly or late fees, making it a straightforward and cost-effective option for fleets that want consistent access to discounted fuel without ongoing account costs.

How CFN Compares to Comdata

Pros

• More discount locations with 18-wheel access than truck stops on the West Coast
• No monthly fee
• No late fee

Cons

• Limited discount locations outside the Western U.S.

Good fit if: Your company operates diesel vehicles in the Western U.S. where you can benefit from CFN’s strong coverage of 18-wheel-access stations and its cost-plus fuel pricing.

4. AtoB

AtoB is a fintech company that offers a fleet fuel card accepted nationwide on the Mastercard network. It’s built for both business fleets and trucking companies. While the card works at most fuel stations, the strongest discounts are typically found at truck stops, making it a good fit for over-the-road (OTR) fleets that fuel frequently at major truck stop chains.

How AtoB Compares to Comdata

Pros

• Accepted anywhere Mastercard is accepted
• Substantial discounts at truck stops
• Prepaid fuel card option

Cons

• Mastercard network has fewer purchase restrictions than traditional fleet card networks, but AtoB does make up for this with its tech and mobile app unlock.
• Like other fintech fuel cards, SMS card unlock can be challenging for fleets where drivers don’t like using tech or personal phones for fuel purchases, and companies may need to reimburse drivers for phone use or provide company phones.

Good fit if: You want a more tech-focused fuel card that offers truck stop discounts and features built for over-the-road (OTR) operations. The prepaid fuel card option is also nice for businesses that don't want a credit line or don't have established credit.

5. Voyager

The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide, including major brands and independent locations. Its broad acceptance makes it a strong fit for fleets that need to fuel in both urban and remote areas. It also gives you the flexibility to choose the lowest-priced stations instead of being limited to a smaller network with fewer options.

How Voyager Compares to Comdata

Pros

• No monthly fees
• No late fee
• More accepting locations
• Personalized customer support

Cons

• Fewer discount locations
  
  

Good fit if: Your business needs a fuel card without monthly fees or late fees that can be used almost anywhere and still has the controls that come with a fuel card that runs on a dedicated fuel network. It’s also a good fit if your fleet doesn’t regularly fuel at truck stops where most of Comdata's discounts are focused.

How to Choose the Right Comdata Alternative

• Choose Mudflap if you want a fuel card that has fewer fees and also comes with strong discounts at truck stops.
• Choose EFS if you want a very similar fuel card to Comdata, that has custom pricing and fees.
• Choose CFN if your fleet operates in the Western United States to take advantage of cost-plus fuel pricing at CFN cardlock stations.
• Choose AtoB if you want a more tech focused trucking fuel card with discounts at truck stops.
• Choose Voyager if you want a fuel card with fewer fees and a larger fuel network, while still getting the controls and reporting that come with a dedicated fuel card network.
  
  

To explore other fuel card options, check out the best fuel cards for business.