Best Pilot Flying J Axle Fuel Card​ Alternatives for Trucking Fleets

Pilot Flying J's Axle fuel card can be a good fit for trucking companies that regularly fuel at Pilot, Flying J, and One9 locations, with discounts of up to 65¢ per gallon and no monthly fees. However, it may not be the best fit for every fleet. Some businesses need a larger truck stop network or broader station acceptance, while others may prefer lower late fees or discounts at other locations.

In this guide, we'll compare the best Pilot Flying J Axle fuel card alternatives for trucking companies, looking at their discounts, fees, accepting locations, and key features to help you choose the right fuel card for your business.

Quick Comparison of Pilot Flying J Axle Fuel Card Alternatives

Best Pilot Flying J Axle Alternatives

1. Love's

The Love's fuel card is also a proprietary truck stop card that's accepted at more than 600 Love's locations nationwide. For fleets currently fueling at Pilot Flying J, Love's is a close alternative because it's one of Pilot's main competitors, with truck stops located along many of the same major trucking routes.

The card has no monthly fees and offers cash-price discounts of up to 25¢ per gallon, or up to 50¢ per gallon for fleets that use Love's Freight Factoring. Love's also offers cardless RFID fueling through the QuickQ platform, allowing drivers to authorize purchases with an RFID tag tied to the vehicle instead of swiping a fuel card at the pump.

How Love's Compares to Pilot Flying J Axle

Pros

• Cash-price discounts at Love's truck stops
• No monthly fees
• Cardless RFID fueling through QuickQ helps reduce fraud

Cons

• Only accepted at Love's locations
• Smaller truck stop network than Pilot Flying J Axle
• Smaller advertised maximum fuel discount

In-depth comparison: Love's fuel card vs. Pilot Flying J Axle fuel card

Good fit if: If Love's locations also work for your routes and you want cash price discounts at Love's, no monthly fees, and cardless RFID fueling to help reduce the risk of fuel card fraud.

2. Mudflap

Mudflap is a fleet fuel card that's accepted anywhere Visa is accepted, with its largest discounts available at more than 3,600 in-network truck stops. Unlike the Pilot Flying J Axle card, which can only be used at Pilot, Flying J, and One9 locations, Mudflap gives drivers the flexibility to fuel almost anywhere.

Fleets can save an estimated 57¢ per gallon at participating locations and still receive a 2¢ per gallon discount when fueling outside the network. Mudflap also has no monthly fees, making it a good alternative for trucking companies that want strong truck stop discounts without being limited to a proprietary fuel network.

How Mudflap Compares to Pilot Flying J Axle

Pros

• Accepted anywhere Visa is accepted
• Strong truck stop discounts at 3,600+ partner locations
• No monthly fees
• Lower late fee than Pilot Flying J Axle

Cons

• Best discounts are limited to participating truck stops
• No discounts at Pilot Flying J locations
• Fleet controls are generally less restrictive than traditional fleet card networks because the card runs on Visa rather than a dedicated fuel network.

Good fit if: You want a fuel card with no monthly fees, strong truck stop discounts, and the flexibility to fuel anywhere Visa is accepted.

3. Comdata

Comdata is an over-the-road (OTR) fuel card that's accepted at more than 8,000 truck stops nationwide. Unlike the Pilot Flying J Axle card, which is limited to Pilot, Flying J, and One9 locations, Comdata gives drivers access to a much larger truck stop network. It offers cash-price fuel discounts and 8-40¢ per gallon off at select truck stops.

It's also the only fuel card on this list that offers discounts at Pilot Flying J locations for fleets the want to use another fuel card but still get discounts at Pilot. Comdata runs on a dedicated fuel network with strong fleet controls and reporting tools, making it a good alternative for trucking companies that want more fueling options without moving to a Visa or Mastercard fuel card.

How Comdata Compares to Pilot Flying J Axle

Pros

• Accepted at more than 8,000 truck stops
• Up to 20¢ per gallon discount at Pilot Flying J
• No monthly card fee with the entry level Simple Saver plan
• Cash-price discounts at participating truck stops
• Dedicated fuel network with strict fleet controls

Cons

• Paid plans have monthly fees
• Smaller advertised maximum discount than Pilot Flying J Axle

Good fit if: You want an OTR fuel card that offers discounts off the cash price, discounts at Pilot Flying J, and runs on a dedicated fuel network.

4. Open Roads

The Open Roads Commercial fuel card is designed for trucking companies that want strong diesel discounts without being limited to Pilot Flying J locations. It runs on the EFS network and is accepted at 16,000 fuel locations nationwide, with discounts of 25-40¢ per gallon on diesel at more than 3,800 in-network locations. This gives drivers access to a much larger truck stop network than Pilot Flying J Axle while still providing the fleet controls, fraud monitoring, and reporting tools that come with a dedicated fuel network.

How Open Roads Compares to Pilot Flying J Axle

Pros

• Access to a much larger truck stop network
• Strong diesel discounts at 3,800+ truck stop locations
• Dedicated fuel network has stronger controls
• Lower late fee than Pilot Flying J Axle

Cons

• Transaction fees
• Pilot Flying J Axle offers a larger advertised maximum discount
• No discounts at Pilot Flying J locations

Good fit if: Your drivers regularly fuel at Love's and you want cash-price discounts, no monthly fees, and cardless RFID fueling to help reduce the risk of fuel card fraud.

5. CFN

The CFN fuel card is built for business fleets that operate in the Western U.S. Unlike the Pilot Flying J Axle card, which is limited to Pilot, Flying J, and One9 locations, CFN gives fleets access to more than 3,000 discount cardlock locations with cost-plus fuel pricing. Many of these locations have 18-wheel access, making CFN a strong alternative for trucking companies operating in California, Oregon, Washington, Arizona, and Nevada. Drivers can also use the card at more than 65,000 gas stations and truck stops nationwide when they're outside the CFN cardlock network.

How CFN Compares to Pilot Flying J Axle

Pros

• Cost-plus pricing at CFN cardlock locations
• More 18-wheel-access discount locations than traditional truck stops in the Western U.S.
• Access to 65,000 gas stations and truck stops nationwide
• No monthly fee
• No late fee

Cons

• Discount network is concentrated in the Western U.S.
• Pilot Flying J Axle offers a larger advertised maximum discount
• No discounts at Pilot Flying J locations

Good fit if: Your fleet operates primarily in the Western U.S. and you want cost-plus pricing and more 18-wheel-access fueling options in the West than a traditional truck stop network.

6. AtoB

AtoB is a fintech fleet fuel card that's accepted anywhere Mastercard is accepted. Unlike the Pilot Flying J Axle card, which is limited to Pilot, Flying J, and One9 locations, AtoB gives drivers the flexibility to fuel at virtually any station while still offering its largest discounts at participating truck stops. It also includes a prepaid fuel card option, mobile app controls, and driver pay, making it a good alternative for trucking companies that want broader acceptance and a more technology-focused fuel card.

How AtoB Compares to Pilot Flying J Axle

Pros

• Accepted anywhere Mastercard is accepted
• Strong truck stop discounts
• Prepaid fuel card option
• Lower late fee than Pilot Flying J Axle

Cons

• Monthly card fees
• Because AtoB runs on the Mastercard network instead of a dedicated fuel network like EFS, it relies on SMS and mobile app unlocks to add purchase controls. This can be challenging for fleets where drivers don't use smartphones or prefer not to use personal devices for work.
• Pilot Flying J Axle offers a larger advertised maximum fuel discount
• No discounts at Pilot Flying J locations

Good fit if: You want a tech-focused fuel card with broader acceptance than Pilot Flying J Axle while still getting strong discounts at participating truck stops.

7. Voyager

The Voyager fuel card is accepted at over 97% of gas stations and truck stops nationwide. Unlike the Pilot Flying J Axle card, which is limited to Pilot, Flying J, and One9 locations, Voyager gives drivers the flexibility to fuel at a much wider range of stations. It also runs on a dedicated fleet network and has no monthly fees or late fees, making it a good alternative for trucking companies that want traditional fleet card controls without being limited to a specific truck stop network.

How Voyager Compares to Pilot Flying J Axle

Pros

• Accepted at over 97% of gas stations and truck stops
• No monthly fees
• No late fee
• Dedicated fleet network with strong purchase controls
• Personalized customer support

Cons

• Smaller fuel discounts than Pilot Flying J Axle
• No discounts at Pilot Flying J locations

Good fit if: Your trucking company needs broader station acceptance than Pilot Flying J Axle and wants a dedicated fleet card with no monthly card fees or late fees.

How to Choose the Right Pilot Flying J Axle Alternative

• Choose Love's if Love's locations also work for your routes and you want cash-price discounts, no monthly fees, and cardless RFID fueling.
• Choose Mudflap if you want strong truck stop discounts without monthly fees and the flexibility to fuel anywhere Visa is accepted.
• Choose Comdata if you still want discounts at Pilot Flying J while getting access to a larger truck stop network.
• Choose Open Roads if you want strong diesel discounts at truck stops and access to a larger fueling network than Pilot Flying J Axle.
• Choose CFN if your fleet operates primarily in the Western U.S. and can take advantage of cost-plus pricing at CFN cardlock locations.
• Choose AtoB if you want a tech-focused fuel card with nationwide Mastercard acceptance and strong discounts at participating truck stops.
• Choose Voyager if your trucking company needs broader station acceptance and wants a dedicated fleet card with no monthly or late fees.

To compare even more options, check out the best fuel cards for trucking companies to see how the leading cards compare on discounts, fees, acceptance, and features.