Royal Farms Fuel Card Review: Is it the Right Gas Card for Your Business?

If your business regularly fuels at Royal Farms locations, the Royal Farms fuel card can help you earn fuel rebates while giving you more control over your fleet’s fuel spending.

With two card options and WEX network access on one plan, the card provides flexibility based on where your drivers fuel. Businesses that need broader coverage may prefer the Universal Card, while those that primarily fuel at Royal Farms locations may prefer the simpler Fleet Card.

In this review, we break down where the Royal Farms fuel card is accepted, the discounts available, the fees to expect, and the controls and reporting tools included through the WEX platform. We’ll also cover the key pros and cons and provide some alternatives to help you decide if the Royal Farms fuel card is the right fit for your business.

Royal Farms Fuel Card: Overview

What Is the Royal Farms Fuel Card?

The Royal Farms fuel card is a branded business gas card designed for companies that regularly fuel at Royal Farms locations and want fuel rebates along with fleet management tools and reporting.

Royal Farms offers two versions of the card:

• Royal Farms Universal Card: Accepted at Royal Farms locations and across the WEX network, which gives you access to about 95% of fuel stations nationwide.
• Royal Farms Fleet Card: Accepted only at Royal Farms locations, but has no account setup fee or monthly card fee.

Both cards offer per gallon rebates at Royal Farms stations, with discounts based on monthly fuel volume.

Because the card is issued through the WEX platform, it includes standard fleet controls and reporting features. Fleet managers can set spending limits, restrict fueling by time and day, require PIN or app-based authorization, and monitor transactions through detailed reports and alerts.

Where Is the Royal Farms Fuel Card Accepted?
The Royal Farms Universal Card is accepted at 270 Royal Farms locations and across the WEX network, providing access to about 95% of fuel stations nationwide. The Royal Farms Fleet Card is accepted only at Royal Farms locations. Use the links below to find stations near you that accept each card.

Royal Farms Fuel Card Discounts

The Royal Farms Universal Card and Fleet Card offer rebates of up to 5¢ per gallon, based on the monthly fuel volume purchased at Royal Farms locations. The rebate tiers are not publicly available.

Royal Farms Fuel Card Fees

The Royal Farms fuel cards have different fee structures depending on which card you select. Below is a breakdown of the fees for each option.

Royal Farms Fuel Card Controls and Reporting

Controls

• Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
• PIN: Custom number assigned to each card or driver. A valid PIN must be entered to enable fueling.
• Transactions per time period: Number of fuel transactions permitted on each card per time period.
• Dollars per transaction: Dollar amount a driver can purchase per transaction.
• Dollars per day or week: The number of dollars a driver can purchase in a day or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Fraud protection: 24/7 fraud monitoring.

Reporting

• Real-time monitoring: Spending alerts sent immediately after each transaction.
• Purchase activity report: Monitor all fuel and maintenance purchases.
• Custom reports: Set your own criteria to create custom exception, transaction summary, and transaction detail reports.
• Summary reports: Run financial summary, site summary, and exception summary reports.
• Tax exemption reports: For qualified tax-exempt businesses, view tax information at both the transaction and summary level, and include all tax exemptions that can be applied to your account.
  
  

Pros and Cons of the Royal Farms Fuel Card

Pros

• Discounts at Royal Farms stations
• Easy to use fuel card management portal

Cons

• Transaction fees at truck stops
  
  

Royal Farms Fuel Card Alternatives

If you want to see how the Royal Farms fuel card compares to other options, check out our list of the best gas cards for business.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage