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OTR Solutions Fuel Card Review: Is it the Right Fuel Card for Your Fleet?

Apr 14, 2026 7:31:33 AM

OTR Solutions Fuel Card Review

If your fleet is focused on saving on diesel at truck stops, the OTR Solutions fuel card is designed to deliver strong per gallon discounts while giving you control over fuel spend. With average savings of around 50¢ per gallon at in-network locations, it can be a strong option for over-the-road fleets.

In this review, we break down where the OTR Solutions fuel card is accepted, how the discounts work, the fees to expect, and the controls and reporting tools included. We’ll also cover the key pros and cons and provide alternatives to help you decide if it’s the right fit for your fleet.

Table of Contents

OTR Solutions Fuel Card: Overview

  OTR Solutions Fuel Card
Accepting Locations 3,000 in-network locations, 8,000 total fuel locations
Discounts 50¢/gal on average at 3,000 in-network locations
Monthly card fee $7.95 per account
Late fee 9%
Reviews Trustpilot: 4.5/5
Fraud protection Dynamic prompt, real time fraud monitoring and alerts
Controls  Purchase limits, dynamic prompt, authorized fueling locations
Reporting Transaction reports, fuel audit reports, IFTA reports

 

What Is the OTR Solutions Fuel Card?

The OTR Solutions fuel card is a fleet fuel card designed for trucking companies that want to save on fuel while maintaining control over fuel spending.

The card runs on the EFS network and is accepted at 8,000 fuel stations nationwide, with 3,000 in-network locations where fleets receive the strongest discounts and no transaction fees. These locations are primarily truck stops, which makes the card a strong fit over-the-road (OTR) fleets.

OTR Solutions stands out for its high per-gallon discounts, averaging around 50¢ per gallon at in-network locations. It’s also integrated with OTR’s broader financial services, including factoring and back-office tools, which can be beneficial for fleets looking to manage cash flow and operations in one place.

The card also includes advanced controls and reporting features through the EFS platform. Fleet managers can set purchase limits, restrict fueling locations, require driver and vehicle prompts, and monitor transactions through detailed reports and alerts, helping improve visibility and reduce fuel fraud.

Where Is the OTR Solutions Fuel Card Accepted?

The OTR fuel card runs on the EFS network and is accepted at 8,000 fuel stations nationwide. Of these, 3,000 of these are in-network, where you’ll get fuel discounts and no transaction fees. You can use the Fuel Finder in the OTR mobile app to locate stations and view pricing and discounts.

OTR Solutions Fuel Card Discounts

OTR Solutions offers average discounts of 50¢ per gallon at 3,000 in-network locations. 

Locations Amount
3,000 in-network locations Average 50¢ per gallon

 

OTR Solutions Fuel Card Fees

The OTR fuel card charges $7.95 per month per account and has no transaction fees at 3,000 in-network locations. At out-of-network stations, a $4 transaction fee applies, so you’ll get the most value when your drivers fuel in-network as much as possible.

Fee Amount
Monthly account maintenance fee $7.95 per account
Account setup fee $60
Out-of-network transaction fee $4 per transaction
Late fee 9%

 

OTR Solutions Fuel Card Controls and Reporting

Controls

  • Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
  • Authorized fueling locations: Control where cards can be used by adding/removing approved locations.
  • Purchase limits: Set purchase limits and customize limits at the individual card level.
  • Product limits: Choose which non-fuel item categories a fuel card has access to.
  • Custom policy prompts: Use card prompts such as driver ID, unit number, hubometer, and more that validate the sale at the point of purchase and capture additional data before fueling is authorized.
  • One-time cash advance: Create a one-time cash advance or remove cash access when needed.
  • Cash/ATM access: Employees can access cash through thousands of ATM and participating debit retailers.
  • Overrides: Perform overrides when a legitimate purchase needs an exception.
  • MoneyCodes: Fleet managers can issue MoneyCodes to pay for items and services drivers need.
  • Telematics-based fraud controls (SecureFuel): Combine truck telematics and card transaction data to flag suspicious activity and report driver proximity and tank level after fueling.

Reporting

  • Real-time alerts (SecureFuel): Triggers alerts when purchase irregularities are detected using telematics and transaction data.
  • Transaction report: See detailed transactions by account, card, driver, vehicle, etc.
  • Rejected transaction report: See declined authorizations and reasons why they were declined.
  • Enhanced transaction report: Create a custom transaction report by choosing the data you want to include and how it’s organized in your report columns.
  • Fuel Audit & Reconciliation: Discount reconciliation, individual transaction verification, driver compliance reporting, benchmarking/competitive analysis, and more.
  • Fuel tax reporting: Capture and prepare IFTA, IRP, and individual state fuel tax reports.

Pros and Cons of the OTR Solutions Fuel Card

Pros

  • Strong discounts at 3,000 stations
  • Excellent customer service ratings 
  • Easy-to-use fuel card portal

Cons

  • Out-of-network transaction fees

OTR Solutions Fuel Card Alternatives

If you want to compare the OTR fuel card to other options, take a look at the best fuel cards for trucking companies.

One strong alternative is the Voyager fuel card, which offers:

  • Accepted at 97% of fuel stations
  • No monthly card fees, account setup fees, late fees, or transaction fees
  • Trustpilot rating: 4.8/5
  • Free fraud loss coverage

Broderic Fernow

Written by Broderic Fernow

Broderic is a marketing manager with more than a decade of experience in the fleet and fuel card industry. He specializes in creating helpful content and campaigns that help businesses simplify their fuel operations strategies.