If your fleet is focused on saving on diesel at truck stops, the RXO fuel card is designed to deliver strong per-gallon discounts while giving you control over fuel spend. With average savings of around 49¢ per gallon at 3,900 in-network locations, it can be a strong option for over-the-road fleets.
The key is understanding how the network, discounts, and fees work together to see if it fits your fleet’s fueling habits.
In this review, we break down where the RXO fuel card is accepted, how the discounts work, the fees to expect, and the controls and reporting tools included. We’ll also cover the key pros and cons and compare alternatives to help you decide if it’s the right fit for your fleet.
Table of Contents
- RXO fuel card: overview
- What is the RXO fuel card?
- Where is the RXO fuel card accepted?
- RXO fuel card discounts
- RXO fuel card fees
- RXO fuel card controls and reporting
- Pros and cons of the RXO fuel card
- RXO fuel card alternatives
RXO Fuel Card: Overview
| RXO Fuel Card | |
| Accepting Locations | 3,900 in-network locations, 9,000 total fuel locations |
| Discounts | 49¢/gal on average at 3,900 in-network locations |
| Monthly card fee | $7.95 per account |
| Late fee | 6.99% |
| Reviews | Trustpilot: 3.8/5 |
| Fraud protection | Dynamic prompt, real time fraud monitoring and alerts |
| Controls | Purchase limits, dynamic prompt, authorized fueling locations |
| Reporting | Transaction reports, fuel audit reports, IFTA reports |
What Is the RXO Fuel Card?
RXO is a freight broker that offers fleet fuel card designed for trucking companies that want to save on diesel while maintaining control over fuel spend.
The card runs on the EFS network and is accepted at 9,000 fuel stations nationwide, with 3,900 in-network locations where fleets get average discounts of around 49¢ per gallon and a lower transaction fee. These locations are primarily truck stops, making it a strong fit for over-the-road (OTR) fleets.
The card includes controls and reporting tools through the EFS platform. Fleet managers can set purchase limits, restrict fueling locations, require driver prompts, and monitor transactions through detailed reports and alerts, helping improve visibility and reduce misuse.
Where Is the RXO Fuel Card Accepted?
The RXO fuel card runs on the EFS network and is accepted at 9,000 fuel stations nationwide. Of those, 3,900 of those are in-network, where you’ll get fuel discounts and pay a lower transaction fee. You can use the WEX CardControl app to find locations.
RXO Fuel Card Discounts
RXO offers average fuel discounts of 49¢ per gallon at 3,900 in-network locations. It also provides maintenance, service, and tire discounts at major truck service centers like TA, Love’s, and Speedco.
Because RXO is also a freight broker, cardholders can join the RXO Extra Carrier Rewards program to earn additional fuel discounts and bonuses as they haul loads for RXO. Drivers can use the WEX CardControl app to find discount locations and view pricing.
| Locations | Amount |
| 3,900 in-network locations | Average 49¢ per gallon |
Fuel Discount Brands
| RXO Fuel Card Discount Brands | |
| 7-Eleven | Quick Fuel |
| 7FLEET Diesel Network | QuikTrip |
| AMBEST | RaceTrac |
| Allsup’s | RaceWay |
| Cash Magic | Road Ranger |
| Casey’s | Sapp Bros Travel Centers |
| Circle K | Sheetz |
| Irving | Speedway |
| Kwik Trip | Stripes |
| Love’s | TA |
| Maverik | TA Express |
| Petroleum Wholesale LP | Wawa |
| Petro Shopping Centers | |
Maintenance, Service, and Tire Discount Brands
| Brand |
| TA Truck Service Center |
| Love's Truck Care and Speedco Service Centers |
RXO Fuel Card Fees
The RXO fuel card charges $7.95 per month per account and has a $1 transaction fee at 3,900 in-network locations. At out-of-network stations, a $2 transaction fee applies, so you’ll get the most value when your drivers fuel in-network as much as possible.
| Fee | Amount |
| Monthly account maintenance fee | $7.95 per account |
| Account setup fee | $60 |
| In-network transaction fee | $1 per transaction |
| Out-of-network transaction fee | $2 per transaction |
| Late fee | 6.99% |
RXO Fuel Card Controls and Reporting
Controls
- Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
- Authorized fueling locations: Control where cards can be used by adding/removing approved locations.
- Purchase limits: Set purchase limits and customize limits at the individual card level.
- Product limits: Choose which non-fuel item categories a fuel card has access to.
- Custom policy prompts: Use card prompts such as driver ID, unit number, hubometer, and more that validate the sale at the point of purchase and capture additional data before fueling is authorized.
- One-time cash advance: Create a one-time cash advance or remove cash access when needed.
- Cash/ATM access: Employees can access cash through thousands of ATM and participating debit retailers.
- Overrides: Perform overrides when a legitimate purchase needs an exception.
- MoneyCodes: Fleet managers can issue MoneyCodes to pay for items and services drivers need.
- Telematics-based fraud controls (SecureFuel): Combine truck telematics and card transaction data to flag suspicious activity and report driver proximity and tank level after fueling.
Reporting
- Real-time alerts (SecureFuel): Triggers alerts when purchase irregularities are detected using telematics and transaction data.
- Transaction report: See detailed transactions by account, card, driver, vehicle, etc.
- Rejected transaction report: See declined authorizations and reasons why they were declined.
- Enhanced transaction report: Create a custom transaction report by choosing the data you want to include and how it’s organized in your report columns.
- Fuel Audit & Reconciliation: Discount reconciliation, individual transaction verification, driver compliance reporting, benchmarking/competitive analysis, and more.
- Fuel tax reporting: Capture and prepare IFTA, IRP, and individual state fuel tax reports.
Pros and Cons of the RXO Fuel Card
Pros
- Strong fuel discounts at 3,900 stations
- Service, maintenance, and tire discounts at TA, Love's, and Speedco service centers
- Easy-to-use fuel card portal
Cons
- In-network and out-of-network transaction fees
RXO Fuel Card Alternatives
If you want to compare the RXO fuel card to other options, check out the best fuel cards for trucking companies.
One strong alternative is the Voyager fuel card, which offers:
- Accepted at 97% of fuel stations
- No monthly card fees, account setup fees, late fees, or transaction fees
- Trustpilot rating: 4.8/5
- Free fraud loss coverage
