RTS Fuel Card Review: Is it the Right Fuel Card for Your Business?

If your fleet fuels primarily at truck stops, the RTS fuel card is designed to help you save on diesel while keeping fuel spend under control. With access to 3,500+ discount locations with average discounts of around 25¢ per gallon, it can deliver solid savings for over-the-road fleets.

The key is understanding how the network, discounts, and fees work together to see if it aligns with your fleet’s fueling habits so you can get the most out of the card.

In this review, we break down where the RTS fuel card is accepted, how the discounts work, the fees to expect, and the controls and reporting tools included. We’ll also cover the key pros and cons and compare alternatives to help you decide if it’s the right fit for your business.

RTS Fuel Card: Overview

What Is the RTS Fuel Card?

The RTS fuel card is a fleet fuel card designed for trucking companies that want to save on diesel at truck stops while managing fuel spend more effectively.

The card runs on the Fleet One network and is accepted at 12,000 truck stops nationwide, covering most major truck stops across the U.S. Over 3,500 of those are discount locations, where fleets get an an average discount of 25¢ per gallon and pay a lower in-network transaction fee. This makes it a strong fit for over-the-road (OTR) fleets that can plan routes around these discount stops.

The card runs on the Fleet One platform which includes controls and reporting tools built for trucking fleets to help manage fuel usage. Fleet managers can set purchase limits, restrict fueling locations, require driver prompts, and track transactions through detailed reports, helping improve visibility and reduce misuse.

Where Is the RTS Fuel Card Accepted?
The RTS fuel card is accepted at 12,000 truck stops nationwide, covering nearly every major truck stop in the U.S. More than 3,500 of those are discount locations, where you’ll get fuel savings and pay a lower in-network transaction fee. You can use the RTS Pro App to find accepting locations and see pricing.

RTS Fuel Card Discounts

The RTS fuel card offers discounts that average 25¢ per gallon at more than 3,500 locations. They also offer discounts on maintenance and service at 290+ truck care service centers across the U.S.

RTS Fuel Discount Brands

Here are some of the major brands in the RTS discount network. Keep in mind this is not a complete list, as RTS includes additional locations not shown on their website. Cardholders can view all participating stations and discounts directly in the RTS Pro App.

RTS Maintenance Discount Brands

RTS Fuel Card Fees

RTS Fuel Card Controls and Reporting

Controls

• Dynamic Prompt: Requires the driver to log into the WEX CardControl app to generate a one-time authorization code that must be entered at the pump before fueling.
• Authorized fueling locations: Control where cards can be used by adding/removing approved locations.
• Purchase limits: Set purchase limits and customize limits at the individual card level.
• Product limits: Choose which non-fuel item categories a fuel card has access to.
• Custom policy prompts: Use card prompts such as driver ID, unit number, hubometer, and more that validate the sale at the point of purchase and capture additional data before fueling is authorized.
• One-time cash advance: Create a one-time cash advance or remove cash access when needed.
• Cash/ATM access: Employees can access cash through thousands of ATM and participating debit retailers.
• Overrides: Perform overrides when a legitimate purchase needs an exception.
• MoneyCodes: Fleet managers can issue MoneyCodes to pay for items and services drivers need.
• Telematics-based fraud controls (SecureFuel): Combine truck telematics and card transaction data to flag suspicious activity and report driver proximity and tank level after fueling.

Reporting

• Real-time alerts (SecureFuel): Triggers alerts when purchase irregularities are detected using telematics and transaction data.
• Transaction report: See detailed transactions by account, card, driver, vehicle, etc.
• Rejected transaction report: See declined authorizations and reasons why they were declined.
• Enhanced transaction report: Create a custom transaction report by choosing the data you want to include and how it’s organized in your report columns.
• Fuel Audit & Reconciliation: Discount reconciliation, individual transaction verification, driver compliance reporting, benchmarking/competitive analysis, and more.
• Fuel tax reporting: Capture and prepare IFTA, IRP, and individual state fuel tax reports.
  
  

Pros and Cons of the RTS Fuel Card

Pros

•  Fuel discounts at 3,500+ locations 
• Maintenance and service discounts at 290+ locations
  
  

Cons

• In-network and out-of-network transaction fees
  
  

RTS Fuel Card Alternatives

If you want to compare the RTS fuel card to other options, check out the best fuel cards for trucking companies.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage