Prime Advantage Fuel Card Review: Is it the Right Fuel Card for Your Fleet?

The Prime Advantage fuel card is designed for trucking fleets, offering strong diesel discounts, nationwide acceptance, and controls built for fleet operations. 

Prime Advantage runs on the Comdata Mastercard network, giving drivers the flexibility to fuel at almost any truck stop or gas station while still accessing a large network of discount locations. It also stands out for its no-fee structure.

In this review, we break down how the Prime Advantage fuel card works, where it’s accepted, its discounts and fees, and the controls and reporting features included. We’ll also cover the pros, cons, and alternatives to help you decide if it’s the right fuel card for your flee

Prime Advantage Fuel Card: Overview

What Is the Prime Advantage Fuel Card?

The Prime Advantage fuel card is a fleet fuel card designed for trucking companies that want to maximize fuel discounts while maintaining strong controls over fuel spend.

The card is powered by Comdata Mastercard, giving it nationwide acceptance anywhere Mastercard is accepted, including most truck stops and gas stations. This makes it a strong fit for fleets that need flexibility on the road while still getting access to discount locations.

Prime Advantage stands out for its high diesel discounts, offering an average of 67¢ per gallon at 3,100 locations, along with gas discounts at 11,000 stations nationwide. It also includes discounts on maintenance, tires, truck washes, hotels, permits, and fuel tax services, helping fleets save on more than just fuel.

One of the biggest advantages is its no fee structure. The card has no monthly fees, annual fees, or transaction fees, which helps fleets keep more of their savings. Prime Advantage also offers a prepaid fuel card option, making it a good choice for newer businesses without established credit or fleets that prefer not to use a credit line.

The card also includes advanced controls, fraud protection, and reporting tools through the Comdata platform. Fleet managers can set fueling restrictions, limit transactions, monitor spending in real time, require app unlock before fueling, and track driver behavior through analytics dashboards and reports.

Where Is the Prime Advantage Fuel Card Accepted?

The Prime Advantage fuel card is powered by Comdata Mastercard, so it’s accepted anywhere Mastercard is accepted. Since most truck stops and gas stations take Mastercard, the card works at almost any fueling location.

Prime Advantage Fuel Card Discounts

Prime Advantage offers average diesel discounts of 67¢ per gallon at 3,100 locations and gas discounts at 11,000 locations nationwide. It also provides discounts on maintenance, tires, truck washes, and other services. You can use the Prime Advantage discount map to find discount locations near you.

Fuel Discounts

Other Discounts

Here are the non-fuel discounts Prime Advantage offers.

Prime Advantage Fuel Card Fees

The Prime Advantage fuel card is a no-fee fuel card, with no monthly card fees, annual fees, or transaction fees.

Prime Advantage Fuel Card Controls and Reporting

Controls

• OneClick app unlock: Drivers use the Comdata app to unlock a fuel card before a purchase, and the card will default back to a locked position after a set time limit to prevent fraud.
• Network restrictions: Only allow the card to fuel up at specific locations.
• Product limits: Set dollar limits by product category on non-fuel purchases.
• Transactions per day: Number of fuel transactions permitted on each card per day.
  
• Daily gallon limit: Gallon amount a driver can purchase per day.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Merchant proximity restriction (requires telematics integration): Decline transaction if the vehicle is too far away from the station.
• Tank level restriction (requires telematics integration): Track the vehicle's fuel level and tank capacity. Decline transactions that exceed the vehicle's tank capacity.
• Fraud protection: Real-time fraud monitoring and alerts, app unlock before fueling.
  
  

Reporting

• Real-time alerts: Get alerts for flagged transactions.
• Real-time transaction history: Monitor all fuel purchases in real time.
• Transaction detail report: See details for every transaction. Filter by time period, card, driver, vehicle, GL code, etc.
• Account spend by merchant: See which stations your fleet spends the most money at.
• Exception reports: Flagged transactions when a card is used outside your designated parameters.
• FleetAdvance: An Analytics tool that shows where drivers or vehicles fuel, what they spend, and where they could save money with better fueling decisions. It also provides real-time transaction visibility and alerts, plus “report cards” to evaluate driver behavior and coach improvements.
• OneLook: Analytics dashboard platform inside iConnectData (ICD) that shows KPIs, visualizations, and summary charts so you can monitor fleet/account health without digging through big spreadsheet reports.

Pros and Cons of the Prime Advantage Fuel Card

Pros

• Strong diesel discounts at 3,100 fuel stations
• Gas discounts at 11,000 stations
• No fees
• Built for trucking fleets, with controls, reporting, and analytics tools
• Prepaid fuel card option for new businesses without credit history or for companies that prefer not to use a credit line

Cons

• Nothing to mention
  
  

Prime Advantage Fuel Card Alternatives

If you want to compare other fuel cards like Prime Advantage+, check out these fuel cards for trucking companies.

One strong alternative to consider is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage