Alloy Fleet+ Fuel Card Review: The Fuel Card of Cumberland Farms, Certified Oil, Fastrac, Kwik Shop, Loaf 'N Jug, Minit Mart, Quik Stop, Sprint, Tom Thumb, and Turkey Hill

If your business regularly fuels at EG America brands like Cumberland Farms, Certified Oil, Fastrac, Kwik Shop, Loaf 'N Jug, Minit Mart, Quik Stop, Sprint, Tom Thumb, or Turkey Hill, the Alloy Fleet+ fuel card offers fuel discounts at these stations while helping businesses gain more control over fleet fuel purchases.

In this review, we break down where the Alloy Fleet+ fuel card is accepted, how the discount program works, what fees to expect, and the controls and reporting tools available through the AtoB platform. We’ll also cover the key pros and cons and provide a few alternatives to help you decide if the card makes sense for your business.

Table of Contents

• Alloy Fleet+ fuel card: overview
• What is the Alloy Fleet+ fuel card?
• Where is the Alloy Fleet+ fuel card accepted?
• Alloy Fleet+ fuel card discounts
• Alloy Fleet+ fuel card fees
• Alloy Fleet+ fuel card controls and reporting
• Pros and cons of the Alloy Fleet+ fuel card
• Alloy Fleet+ fuel card alternatives
  
  

Alloy Fleet+ Fuel Card: Overview

What Is the Alloy Fleet+ Fuel Card?

The Alloy Fleet+ fuel card is designed for businesses that want fuel discounts at EG America locations along with modern fleet management tools. This card is issued through AtoB and is the official fuel card of EG America brands which include Cumberland Farms, Certified Oil, Fastrac, Kwik Shop, Loaf 'N Jug, Minit Mart, Quik Stop, Sprint, Tom Thumb, and Turkey Hill.

Because the card runs on the Mastercard network, fleets can use it at most fuel stations nationwide. However, out-of-network transaction fees apply when the card is used at stations outside the EG America or partner brand network.

The Alloy Fleet+ fuel card also includes per-gallon discounts at EG America stations and partner brands, along with an introductory discount for new accounts.

On the management side, the card comes with modern fleet controls and reporting through the AtoB platform. Fleet managers can set spending limits, restrict fueling by day or time, block certain merchants or product categories, require SMS or app-based card unlocks, and access detailed transaction, fuel summary, and IFTA reports to monitor fleet spending.

Where Is the Alloy Fleet+ Fuel Card Accepted?
The Alloy Fleet+ fuel card is accepted anywhere Mastercard is accepted, giving businesses broad purchasing flexibility. However, out-of-network transaction fees apply when the card is used at locations that are not part of the EG America network or its partner brands.

To avoid these additional fees, drivers should fuel at EG America locations and participating partner brands. These stations are part of the program’s preferred network.

See the EG America and partner brands listed in the table below.

Alloy Fleet + In-Network Locations

Alloy Fleet+ Fuel Card Discounts

The Alloy Fleet+ fuel card offers an introductory discount of 20¢ per gallon at all EG America locations for the first 90 days after opening an account. After the introductory period, fleets can earn up to 8¢ per gallon depending on their monthly fuel purchases at EG America stations.

Cardholders can also receive fuel discounts at partner locations and savings on fleet-related purchases such as tires, maintenance, and service. Premium cardholders may also earn 1% cashback on qualifying non-fuel purchases.

See the discount tiers below, along with the available discounts at partner brands.

Alloy Fleet+ Fuel Discount Tiers at EG America Locations

Alloy Fleet+ Fuel Discounts at Partner Locations

Alloy Fleet+ Discounts for Non-Fuel Purchases

Alloy Fleet+ Fuel Card Fees

Alloy Fleet+ Fuel Card Controls and Reporting

Controls

• Limit purchases by product category: Choose the product categories you want to allow or block, such as fuel, maintenance, hardware, etc.
• Allow/Block merchants: Limit purchases to specific merchants, or block purchases at specific merchants.
• Card Unlock: Optional control to require drivers to use the AtoB app or text the AtoB number to unlock the fuel card before using it at the pump.
• Spend limits: Dollar amount a driver can purchase per transaction, day, or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Merchant proximity restriction (requires telematics integration): Declines a transaction if the vehicle is too far from the station.
• Fraud protection: Real-time fraud monitoring and alerts, chip in every card, SMS or App unlock before fueling.
• Fraud loss coverage: Fraud loss coverage for fuel purchases up to $250K per account per year.
  
  

Reporting

• Transaction reports: Download detailed transaction reports by time period and filter reports by card, driver, vehicle, or department.
• Fuel summary reports: Access summarized reports on suspicious transactions, optimal fueling opportunities, and driver and vehicle performance.
• IFTA report: Download a report of IFTA transactions, including gallons purchased by vehicle by jurisdiction.

Pros and Cons of the Alloy Fleet+ Fuel Card

Pros

• Discounts at EG America brands and partner locations
• Modern fuel card management portal

Cons

• Out-of-network transaction fees
  
  

Alloy Fleet+ Fuel Card Alternatives

If you want to compare the Alloy Fleet+ fuel card with other options, check out our list of the best universal fleet fuel cards.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• 5¢ per gallon discount at Cumberland Farms, Certified Oil, Fastrac, Kwik Shop, Loaf 'N Jug, Quik Stop, Sprint, Tom Thumb, or Turkey Hill
• No monthly card fees, account setup fees, late fees, or out-of-network network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage