Truckstop Fuel Card Review: Is it the Right Fuel Card for Your Trucking Fleet?

If your trucking fleet regularly fuels at truck stops, the Truckstop fuel card can help you save on diesel while gaining more control over fleet spending. The card combines discounts at thousands of truck stops, nationwide acceptance through the Mastercard network, and fleet management tools that help businesses monitor purchases and manage driver activity.

In this review, we break down where the Truckstop fuel card is accepted, how its fuel and non-fuel discounts work, the fees to expect, and the controls and reporting tools available through the AtoB platform. We’ll also cover the key pros and cons and show some alternatives to help you decide if the Truckstop fuel card makes sense for your trucking fleet.

Truckstop Fuel Card: Overview

What Is the Truckstop Fuel Card?

The Truckstop Fuel Card is a business fuel card built for owner-operators and trucking fleets. Truckstop offers the card through a partnership with AtoB, which operates the program and handles card approvals and account servicing. It is designed to help fleets save at the pump while keeping fuel and other vehicle expenses organized in one account.

In addition to fuel, businesses can use the card for vehicle-related purchases such as maintenance, tires, tolls, and truck washes. Fleet managers also get tools to monitor transactions, set driver spending limits, control when and where cards can be used, and access detailed fuel data. This makes the Truckstop Fuel Card a solid fit for fleets that want fuel discounts, wide acceptance, and more control over driver spending.

Where Is the Truckstop Fuel Card Accepted?

Truckstop runs on the Mastercard network, so the card works at any gas station or truck stop that accepts Mastercard. Since Mastercard is widely accepted throughout the United States, drivers can use the Truckstop fuel card almost anywhere they fuel up.

Truckstop Fuel Card Discounts

Truckstop offers average diesel discounts of 42¢ per gallon at more than 4,200 truck stops, along with 5¢ per gallon on unleaded and diesel at over 30,000 gas stations. This makes it a strong option for trucking fleets that do most of their fueling at truck stops. Truckstop also offers savings on non-fuel expenses, including maintenance, truck washes, and other services.

Fuel Discounts

Here are the fuel station brands where Truckstop offers discounts, separated into brands with discounts at all locations and brands with discounts at select locations.

Other Discounts

Truckstop Fuel Card Fees

The Basic plan costs $3 per card per month, while the Premium plan costs $6 per card per month and includes additional features.

The Truckstop fuel card also offers a credit enablement option for fleets that don’t qualify for its standard credit terms. For an additional fee, businesses that are building or rebuilding credit can access a fuel card while establishing a payment history.

Truckstop Fuel Card Controls and Reporting

Controls

• Limit purchases by product category: Choose the product categories you want to allow or block, such as fuel, maintenance, hardware, etc.
• Allow/Block merchants: Limit purchases to specific merchants, or block purchases at specific merchants.
• Card Unlock: Optional control to require drivers to use the AtoB app or text the AtoB number to unlock the fuel card before using it at the pump.
• Spend limits: Dollar amount a driver can purchase per transaction, day, or week.
• Day of week: Days when a card can be used.
• Time of day: Hours when a card can be used.
• Merchant proximity restriction (requires telematics integration): Decline transaction if vehicle is too far away from station.
• Fraud protection: Real-time fraud monitoring and alerts, chip in every card, SMS or App unlock before fueling.
• Fraud loss coverage: Fraud loss coverage for fuel purchases up to $250K per account per year.
  
  

Reporting

• Transaction reports: Download detailed transaction reports by time period and filter reports by card, driver, vehicle, or department.
• Fuel summary reports: Access summarized reports on suspicious transactions, optimal fueling opportunities, and driver and vehicle performance.
• IFTA report: Download a report of IFTA transactions, including gallons purchased by vehicle and jurisdiction.
  
  

Pros and Cons of the Truckstop Fuel Card

Pros

• Works almost everywhere, so drivers aren’t hunting for a specific station
• Strong savings at 4,200 truck stops
• Solid fraud coverage policy

Cons

• Mastercard network has fewer purchase restrictions than traditional fleet card networks
  
  

Truckstop Fuel Card Alternatives

If you want to compare other fuel card options similar to Truckstop, check out the best fuel cards for trucking companies.

One strong alternative is the Voyager fuel card, which offers:

• Accepted at 97% of fuel stations
• No monthly card fees, account setup fees, late fees, or extended network fees
• Trustpilot rating: 4.8/5
• Free fraud loss coverage